Can someone please explain health insurance to me?

Can someone please explain health insurance to me? I’m looking for individual health insurance and it is very confusing. Can someone explain what things like deductible, copay, and coinsurance mean? Also, what’s the difference between a PPO, Network, Indemnity, and a HSA-qualified plan? Lastly, how do I know exactly what is covered before I apply? People have sent me things in the mail and I’m looking online and I was given a list of things covered, but then it says that this isn’t everything and once I sent in my payment I will get a full list of my policy and coverages. That seems shady, and these are top companies… Read More

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Will my insurance cover a stolen rental car that I loaned to someone?

Will my insurance cover a stolen rental car that I loaned to someone? I have a great insurance company, but I don’t even know if ANY insurance company would cover this. I rented a car with my neighbor (i.e. we agreed to split it), but I’m the one on the paperwork. Stupid, I know. However, I recall that we added him as an authorized driver (he’s 25), if I’m not mistaken. In any case, he ended up STEALING it, and he also disappeared himself. He supposedly still lives next door (according to his roommate), and his mom lives next door, no joke. She says the same every time: no idea… Read More

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SOMEONE PLEASE HELP ME OUT WITH THIS (CAR INSURANCE)?

SOMEONE PLEASE HELP ME OUT WITH THIS (CAR INSURANCE)? i’m a learner driver with my 1st car that im covering with 3rd party fire & theft since i’m not able to go out alone either my partner or dad will be with me while i drive but just say say for whatever reason they had to take over would they be covered to drive my car even though neither would be a named driver on my policy? They both have fully comp insurance for their own cars does this cover them? BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes… Read More

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