Should I go to court or pay a first offense speeding ticket in Shelby County?

Should I go to court or pay a first offense speeding ticket in Shelby County? I received my first offense — speeding ticket, 15 mph on the interstate from TN Highway Patrol — a few months back. The ticket was in the Shelby County TN district, and the issuing officer said I would be able to attend court and likely do a defensive drivers course to have it removed. However, I go to school in Knoxville, 5 hours away, and the court date is on a Tuesday. I’ve been debating the merits of paying the ticket or driving the distance to attend court and I’m seeking some help. 1) As… Read More

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Is home insurance for a rental property more expensive or cheaper ?

Is home insurance for a rental property more expensive or cheaper ? I’m in USA. BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes RELATED: Is kit car insurance cheaper? Hi, Just wondering if kit car insurance is cheaper than normal insurance for a 17 year old? Is there a way to borrow someone else’s address for car insurance? My friend lives in Los Angeles county and she is being charged $500 for a piece of paper that will be sent to her house address in Los Angeles. Can she use another address to receive that paper? Or does it… Read More

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Renters Insurance – Do they hassle you for list for each item you own? Or do they just cut you a check?

Renters Insurance – Do they hassle you for list for each item you own? Or do they just cut you a check? I was just wondering if anyone has had the misfortune of actually having to file a claim after a catastrophic event to their aparment (total loss) ? Did your insurance company make you provide photos and lists of everything you own, and make you wait a long time befor they paid you? Or was it a simple process? Also, what company do you have? I currently use Geico, but they use Assurant, and I am reading some pretty negative things about them. BEST ANSWER: Try this site where… Read More

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How do I determine if Term or Whole Life Insurance is best for me?

How do I determine if Term or Whole Life Insurance is best for me? How do I determine if Term or Whole Life Insurance is best for me? BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes RELATED: What would be a used sports/luxury car that costs under $15k that has lower cost insurance? I want this car to be something that people want to look at when you drive by, no Corvette, already have one of those. Car insurance cheaper with 2 drivers? Also to timbo is here, when it comes to it in 2 years when I get… Read More

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Is whole life insurance a good investment vehicle and estate planning tool? Or are Mutual Funds better?

Is whole life insurance a good investment vehicle and estate planning tool? Or are Mutual Funds better? I am a Male 29 putting money in 401K upto company match.Ineligible for Roth.Cud max IRA,401K but is tht advised? What about further after tax dollars? These are points I have read on WLI as investment vehicle- Pros: 1)Builds cash value and insures survivors 2)Earnings are tax free 3)Don’t have to pay 50% estate tax when transferring proceeds to heirs 4)Can borrow/take loans against built up cash value 5)Gains advertised on products such as Mutual Funds don’t include taxes on gains and fees. 6)If you get divorced don’t lose half your wealth unlike… Read More

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Should I get a repair estimate with insurance claim or without?

Should I get a repair estimate with insurance claim or without? I recently had my car appraised over the damage that was done to my car from a collision. The Ins. company will mail me a check for the total cost of the reapir submitted from their estimator. I haven’t had any estimates done from any repair shops. Would the estimate go up or down depending on whether it was an insurance claim or not? Seems like the cost would go up if it was an Ins. claim. BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes RELATED: What is… Read More

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Do I need UMBI, UMPD, or Med Pays on my auto insurance policy?

Do I need UMBI, UMPD, or Med Pays on my auto insurance policy? UMPD, UMBI, and Medical Payments are optional coverages on my insurance policy. Are they nessicary? Should I be concerned if my agent doesn’t give me those coverages? BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes RELATED: How can I get public health insurance in California? I am a healthy thirty year old male in Marin County, but I’ve been rejected for health insurance twice now due to a reconstruced knee. What can I do? Two car insurers? the reason for two policies. Is because I will… Read More

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Is there a type of independant health insurance that is cheap, or semi cheap? And that is not a fraud?

Is there a type of independant health insurance that is cheap, or semi cheap? And that is not a fraud? I am a student and Im poor! BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes RELATED: Who sells auto insurance for $300 per 6 months for CO? Who sells auto insurance for $300 per 6 months for CO? Health Insurance for Seniors? We never worked and contributed to Social Security in USA, but we have Social Security and Colorado Resident id Cards. We are covered under MCPN, which is part of CIC Healthcare of Govt. of Colorado. Though CIC… Read More

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Is it less expensive to maintain a porsche boxster or a bmw z3?

Is it less expensive to maintain a porsche boxster or a bmw z3? Is it less expensive to maintain a porsche boxster or a bmw z3? BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes RELATED: Im 17 and pregnant where can i get affordable prenatal care in las vegas? i dont yet have medicaid because my mom needs to take me off of her insurance…i just need to know where i can get either free or affordable prenatal care in las vegas…i dont need judgement thank you. Founders insurance refuses to pay for an accident, how do we get… Read More

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Which insurance is cheaper for a motorcycle or a car?

Which insurance is cheaper for a motorcycle or a car? Ok parents are starting to make me pay insurance now.  I have an 1995 Accura Integra but I would like to have decelntly fast bike. Anything over 250 cc BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes RELATED: Can anyone recommend an affordable catastrophic health insurance policy for individuals in NY state? I’m self-employed.. My individual health plan with Oxford/United Health has reached the insane mark. Can I just get a simple plan for catastrophic health ins in NY State? Thank you all. I am 21 weeks pregnant and… Read More

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