What happens if I don’t fix roof and keep insurance money?

What happens if I don’t fix roof and keep insurance money? What happens if my homeowner’s insurance sent me a check for repairs to my roof and I spend it on bills instead? The same day we recieved the ins ck we also rec’d a notice from the irs saying they were going to put leins on some of our belongings. And we haven’t paid our property taxes. My husband had an accident and the surgery had a 2 month recovery time so he didn’t get paid. The contractor is ticked because we are not having the repairs done and says he will report us for insurance fraud. The check… Read More

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What happens if your auto insurance gets canceled because you couldn’t make the payment?

What happens if your auto insurance gets canceled because you couldn’t make the payment? I have Esurance and I live in Florida where it is required to have car insurance. The policy is for 2 cars (mine & my husbands) and I can’t afford the payment of $460 right now, which is due on the 13th, otherwise, they will cancel my policy. They can’t give me any extensions. What happens if the policy gets canceled? How hard is it to reactivate it again? Is it harmful go have a lapse in coverage for a week or two (hoping of course that there are no accidents during this time). Both cars… Read More

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