Can someone please explain health insurance to me?

Can someone please explain health insurance to me? I’m looking for individual health insurance and it is very confusing. Can someone explain what things like deductible, copay, and coinsurance mean? Also, what’s the difference between a PPO, Network, Indemnity, and a HSA-qualified plan? Lastly, how do I know exactly what is covered before I apply? People have sent me things in the mail and I’m looking online and I was given a list of things covered, but then it says that this isn’t everything and once I sent in my payment I will get a full list of my policy and coverages. That seems shady, and these are top companies… Read More

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If I commit suicide will my family still get my life insurance money and will I still get military honors?

If I commit suicide will my family still get my life insurance money and will I still get military honors? I was 11Bravo and I don’t want to talk about it. BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes RELATED: I was rear ended but was driving on a suspended license. Can I get paid for my injuries? I was rear ended but was driving on a suspended license. Can I get paid for my injuries? Car Insurance Liability who should pay? in florida it is no fault as it was my vehicle her insurance company wouldn’t pay a… Read More

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Is it easy to commit insurance fraud?

Is it easy to commit insurance fraud? and get away with it? BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes RELATED: Health Insurance for a 19 Year Old College Student? Hello, I live in Oklahoma. I am currently covered on my parents insurance until the end of February. My father got laid off from his job and now he’s divorcing my mother. I have to find my own health insurance. Should I find a plan with a lower deductible? I have a full time job and take care of all my other bills. I don’t have a whole lot… Read More

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If my insurance company says Im not at fault, is there anything the other driver can do?

If my insurance company says Im not at fault, is there anything the other driver can do? I was recently in a wreck with a coworker. I was driving down the highway when he pulled back onto the highway from the shoulder. After applying my brakes I tapped the back of his car. He didn’t want to call the police and be late for work and since neither of our cars looked damaged we went on to work. A couple days later he told me he filed a claim to get his bumper fixed because of the wreck and that the damage totaled 800 dollars. I called my insurance company… Read More

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What is grandfathered” health insurance coverage?”

What is grandfathered” health insurance coverage?” I am trying to define the Health Care Reform Act of 2009 in plain English, and I keep coming across the phrase above. What does it mean? BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes RELATED: Which insurance is best? Hello I’m looking into getting health insurance but I don’t know which would be best, I’m 21 and single don’t know if that helps. Thanks in advance šŸ™‚ Average rate of return on life insurance policies?..? Average rate of return on life insurance policies? What is the difference between term and whole life… Read More

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Why do conservatives ignore the strain and cost of our current health insurance system on companies?

Why do conservatives ignore the strain and cost of our current health insurance system on companies? I keep hearing about the strain of Obama’s plan on companies… er, last time I checked, a LOT of companies were complaining about the annual double digit increases in health insurance costs? I notive conservatives do this a lot, they complain about a problem caused by the govenrment without looking at the consequences of no governement action… it’s like they just assume that there is no problem outside of government intervention? BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes RELATED: I got a… Read More

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Car insurance policy endless changes?

Car insurance policy endless changes? Is this just a financial reason or is something more insidious going on here since they know that no one is going to piece all these changes together? BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes RELATED: How much would my tickets be? I was driving 60 in a 45 and didn’t have a copy of my insurance in the car (it was expired). I do have legal insurance but it’s at home. So I got two pieces of paper. One for insurance and one for speeding. What can the costs be? I’m 19… Read More

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How Much do you pay for Car Insurance?

How Much do you pay for Car Insurance? Ohh and i live in NY so that probably has a lot to do with it BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes RELATED: Camaro good first car? I got a 2000 camaro(V6) that is silver fully loaded with t-tops and has k&n filters, a performance chip( I think my mechanic said it was hypertech but im not sure), flowmaster exhaust, and newer gears. The body and interior is in good shape and it has 84000 miles. We know the people at the dealer who were asking 8000 but sold… Read More

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Can I opt out of home insurance?

Can I opt out of home insurance? I have a property on which we built a home. The property with home is worth $170,000. The remaining mortgage is $54,000. We now have to consider selling the home we love so much because the insurance companies keep dropping us. This time it was for having chickens ducks and a dog. This kicks the bank who holds the mortgage into getting us very expensive insurance which would almost double our mortgage payment. I would rather sell the house than go into poverty mode. Is there a way I can opt of of insurance by saying the property by itself is worth $54,000?… Read More

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Does applying for life insurance require a social security number?

Does applying for life insurance require a social security number? I’m applying for life insurance and the insurance forms ask for a social security number. Does the insurance company really need my social security number to process the application? BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes RELATED: Auto insurance rate question? How much can your insurance rates go up after one accident Are You For More Affordable Health Care? Or do you think it is fine where it is? Why or why not? Is progressive auto insurance reliable? I just bought a 2009 Honda Civic EX. I’ve checked… Read More

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