How does dwelling coverage amount and mortgage loan amount work together?

My mortgage amount is $242,000 how much coverage is needed? My insurance agent is saying I only need $169,000 of dwelling coverage but I think that’s a bit low. If I insure it for only $169,000 and we experience a total loss what happens to the other $73,000 on our loan amount? Do my husband and myself have to come up with the rest? Not sure what to do or where to go to get an honest answer.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Why are libs so giddy over the enrollment numbers on insurance? if free stuff is handed out, everyone is going to jump on board.?

if the govt. was giving out tax funded cars to everyone, don’t you think everyone would run out and get a car too?


Car insurance for teens?

what is the price difference between the insurance for an adult and for a teen. if it depends in the car then i am thinking in buying a Honda Accord of Civic, or an Acura Integra or Acura Legend.


Where can I buy term insurance?

Where can I buy term insurance?


Does paying a down payment on car insurance mean I pay an extra month?

I already paid in november for my car insurance for my old company. I looked into a new car insurance, and she said I should do it before the 1st of the next month along with the down payment. So paying the down payment means I still have to pay next month? I feel like I’m paying for an extra month.. ( I am paying monthly)

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

What is the best health insurance company to go through for maternity insurance.?

What is the best maternity health insurance company to go to in Tennessee. Me and my hubby want to start having a family and need to get some insurance.


Cheapest Term Life insurance policy?

I want to buy a 30 years fixed term life insurance. Where can I buy the policy not spending lots of money?


Please clear up this confusion for me: Unemployment at 5.4%, Stock markets at record levels, gas approaching $2 a gallon, housing starts up?

…these are bad for the economy, why?


How does dwelling coverage amount and mortgage loan amount work together?

My mortgage amount is $242,000 how much coverage is needed? My insurance agent is saying I only need $169,000 of dwelling coverage but I think that’s a bit low. If I insure it for only $169,000 and we experience a total loss what happens to the other $73,000 on our loan amount? Do my husband and myself have to come up with the rest? Not sure what to do or where to go to get an honest answer.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much will my registration fee be in California for a used car purchase.?

I recently bought a used car from a family friend and we have to go register it in California (that is where the car is from also so no change there). The tags are also due next month. So, how much can I expect to pay for transfer of ownership fee and can I pay my registration now or do I have to pay it again next month? I already have the smog cert and insurance. I am writing in a purchase price of $300.00. thanks.


Health insurance questions?

im looking to start getting health insurance. American Health Benefits called today and said 129 a month includes me and my boyfriend, health, dental, optical, 5,000 accidental, and a few other things. it sounds like a good deal, but have no idea about health insurance. any tips or advice greatly appreciated. thank you


Mach 1 Mustang insurance for 16 year old.?

Ok so I’m 16 and I’m looking into getting a 03-04 mach 1 mustang soon. I was wondering how much would insurance be since it is a bit faster then a gt.Would it be a bit more expensive or alot?


Can you live in one state and get auto insurance in another? Is this illegal?

What happens if you get into an accident in the state that you live in BUT dont have your cars insurance registered in? Will the opposite state (the state you do have your insurance in) consider this fraud?


How much would insurance be for an 18 year old?

How much would insurance be for an 18 year old guy driving a 98-02 Camaro z28? I live in Los Angeles, CA. I been driving my dad’s car for 3 months and had no problems/pull overs/ tickets etc, i know 3 months is not much but at least some experience. I know it will be high but around how much? Would it make much different if i get a Nissan 350z since its slower? What are some factors that can lower the price.. Can i get the minimum coverage?


Is there a type of independant health insurance that is cheap, or semi cheap? And that is not a fraud?

I am a student and Im poor!


Question about health insurance and a pre-existing condition?

I had some precancerous cells on my cervix about 6 months ago and was denied a life insurance policy because of it all. I am wanting to return to work but I’m worried about losing my Medicaid and not being able to get coverage. Is there such a thing as health insurance that won’t deny me? There has to be an option out there. I have not worked since having my son in May, and I need too for obvious financial reasons but it would cost more in the long run if I lost insurance to work because I need to see my Dr. every 6 months about these cells. It’s important for me to have coverage but also for my family not to pay my bills forever. What can I do? Thanks in advance!


95 Jeep Grand Cherokee insurance Cost?

New driver, just got my licence at 18 years old.


How does dwelling coverage amount and mortgage loan amount work together?

My mortgage amount is $242,000 how much coverage is needed? My insurance agent is saying I only need $169,000 of dwelling coverage but I think that’s a bit low. If I insure it for only $169,000 and we experience a total loss what happens to the other $73,000 on our loan amount? Do my husband and myself have to come up with the rest? Not sure what to do or where to go to get an honest answer.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Are there any life insurance policies?

that do not require signatures? I know they have them out there that do not require a physical exam. Trying to help a friend w/info to keep them out of trouble, see other post of mine are there any life insurance policies that do not require signatures? And why is it legal to sign someone’s name w/an attorney if the other person isn’t present? That doesn’t make sense


Will my auto insurance cover liability if my friend is driving a car I rent?

During a vacation, my friend will drive the rental car I pay for. If we have an accident, will my liability/medical coverage pay off if she’s driving? The friend has no car & no insurance and doesn’t live in my house.


Are they able to charge me with car insurance fraud?

A little over a month ago I had a contractor and his workers in my home. They came unexpectedly and although I didn’t know it at the time I believe that one of them stole the key to my car, a new CR-V. Anyway a week later we went on vacation and the day we came back it was late we didn’t unpack and order a pizza went to bed. The baby woke up a 5:30 am and I had no diapers upstairs so I headed to the car. The car was gone, we called the police and when they got there and were writing the report a dispatcher came over the radio and stated my car was found, but it was on fire. At the time of the report I didn’t know where the key was and I didn’t suspect anyone. I really thought that maybe my 2 1/2 year old took it and misplaced it. It wasn’t a big deal to me I knew it would turn up. We told the cops that we would look for it. When the insurance lady called she asked me a lot of questions like why were you down stairs so early and where is the key and have you ever had a car stolen before. I told her yes to the car being stolen before. Two years ago. After weeks of working with the police. I now find out that the insurance company has turned the case over to an independent agency. She said that there were discrepancies in my story. I talked to her once, In the meant time the Dectective on the case has found the guy we think stole the car and has reopened the old car case and has a suspect with that one too. The firemarshell and the detective both told me and my husband (a retired cop) that we are in no way suspect. They have both spoken to the insurance company. So anyone who is in the business. What is going on? Is this routine? I have been very forth coming with them. I had paid 10000 on the car and it is worth 22000, because I am now a stay at home mom I never have the credit to get a loan for a new car again, my son’s favorite toys were in the car along with strollers 2 car seats and a picture of my son on his 1st roller coaster ride. My son sleeps under his bed because he is afraid of being Stoled” What else do I need to do to prove to these poeple that I didn’t steel my car.”


Whats cheap cars to insure for a new driver?

Hi there im currently undertaking my lessons and instructor said I should pass before march time and just wondering what cars are cheap to ensure for new drivers and how much roughly are they a month and is there any way I can knock it down to make a bit cheaper? can you get finance cars for new drivers with insurance and tax free for 3 years?


Can I sue the auto insurance company for this?

Hi, my brother was in a accident last year at 17 years old. Now he’s 18 and I’m 17 and am looking for a car A lady rear ended me at 45 mph at a red light ( I wasn’t even moving) then hit the car infront of me and they hit the car infront of them (4 vehicles involved) and the police report even said the lady is 100% at fault. I have geico and my quote is being doubled because my brother is going to be listed on my policy. I was quoted online, by agent and broker that it will be $600 a month from the accident (it would of been $325 if my brother never gotten into that accident. The insurance company won’t budge and my parents can’t switch auto insurances since others are just as expensive. I can’t take my brother off my policy since my dad wants to make my brothers rates go down. Is there a legal action I can take in court with the lady’s insurance that rear ended me? Like make her insurance pay the difference as if I never gotten into that accident? Also I live In New York if that is any different.


What’s wrong with my car, Damage and Insurance Question?

Two days ago, I was involved in a car accident. Allow me to explain what happened. I was stopping at a stop sign, and as I put my foot on the brake, there was some black ice, and my car slid through the stop sign, straight into the intersection, where a woman hit me in the rear end of my car, which spun my car around, making my tap the back of her car as well. My car was barely left with a dent, and driving away from the scene, my car was just fine. However, when I went to drive it this morning, I noticed something was up with the back end. Whenever I hit a bump, it feels like the back end backs up, and fishtails away from the front of the car. Can you tell me what’s up with my car, and how much it would be to fix whatever it is? Also, assuming you understand what happened in the accident, and knowing that I and the other woman have insurance, can you tell me who would end up paying for the damage done to her car, and whose fault it really was? Will insurance cover her damage, and if so, whose company is going to cover it? Hers or mine?


How to pay an insurance claim to my doctor?

I just got insurance, never had my own before and went to the doctor to preform a biopsy. My copayment is 214 for the surgery. And cost of testing is yet to be determined. So how do i pay this? Do i pay directly to the doctor or company that provided the service (in this case the biopsy). Or do i pay through my insurance company (Blue Shield)?


Almost positive I have ADHD and need help focusing? College student, low income, no insurance. Adderall?

shutuppauface: Glad you take other people problems seriously, I will let you know what my test results are, either way it would be nice to know and will go from there. Never said I’m not trying as hard as I can, just saying that it has been difficult for me to focus and retain information since a very young age and takes me longer periods of time to do simple tasks and that is what I have trouble with. Slacker Syndrome? Last time I checked I still have a 4.0 towards the end of the semester taking 18 units, life together, and don’t think I’m intelligent because I can quote Shakespeare. Makes more sense to use your own words to prove a point than a man that lived over four hundred years ago, great metaphor though makes you seem smart and full of knowledge. Ashley: Have tried both, also have tried l tyroisne, no improvement. To add to this I called my elementary and middle school to review my teacher remarks on behavior, PROBLEMS FOCUSING,STAYING SEATED,ETC, were all on my sc

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Can having your car insurance cancelled lower your credit score?

My friend just talked to some other people that have the same card (Cabela’s Visa) and they had the same thing happen to them. They all have good credit and pay all their bills on time and usually in full, but Cabela’s dropped their credit limits drastically. I think it is just Cabela’s. Thanks to everyone that answered anyway. It turned out to be a whole different issue.


Had an Accident Car insurance question?

I had my first accident the other day and it was pretty bad. I was the person at fault. I am about to turn 21 in 8 days. I have allstate insurance and the othe party of the accident no has a lawyer even though he acked fine at the accident. How much will my insurance go up and is there anything else i should know or can do?


Fertility health insurance in ma?

do anybody know where i can get health insurance in ma that covers infertility or fertility procedures like ivf or iui??? please help. thanks


Can whole Life insurance be cashed out?

My father has a Whole Life Insurance policy he opened when I was born for me. IT was for 50k and I am 34 years old now. What good is it to me now? Can I cash it in for money? Should I continue to pay it? What are my options? My father insist that it is work at least half the face value. A little insight please.



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Auto Insurance – what went wrong here?

Ken, as far we knew, there were no witnesses (small town, not a busy time of day). The repair company seemed to have it together right away, and my insurance carrier agreed their evidence and opinion was persuasive after I presented their offered testimony and photos this was a far defense. But you’re right insofar as what they asked – they said they needed a witness besides myself.


How does dwelling coverage amount and mortgage loan amount work together?

My mortgage amount is $242,000 how much coverage is needed? My insurance agent is saying I only need $169,000 of dwelling coverage but I think that’s a bit low. If I insure it for only $169,000 and we experience a total loss what happens to the other $73,000 on our loan amount? Do my husband and myself have to come up with the rest? Not sure what to do or where to go to get an honest answer.


How much will my idiot speeding ticket affect my insurance….?

I recently made a horrible choice to accelerate to 92 km and got a ticket for forty km over. Im with state farm in ontario and am wondering how much my insurance will rise consisering im a g2 driver. i currently pay 1800 a year and have.heard it will hit about 2600. Anybody have a knowledge of ths ? I need my car to commute to school and yesss i ****** up.. this is my first offence ever…


How much would insurance be for a 2012 Mazda3 for a 17 year old?

okay 1st dont tell me anything about what i shouldnt get because i donnt give a ****. it’s not a sports car. its the cheapest mazda car & i like it & all i want to know is what the insurance might be .. i need good insurance companies & an actual price range .. please no paragraphs about non sense (: & im a male if that helps (: & YES I CAN AFFORD IT !

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Everything auto insurance will ask you?

I had a car accident, the other driver’s insurance company called me, and I need to know all the questions they would ask me personal or not. I know they will ask about the facts of the accident, but I want to know what personal questions(like age, health insurance, education, etc.)


Why was my claim on my Renters Insurance sent to a Special investigator before my inventory list was submitted?

My house was broken into while I was in Florida with my entire family, when I got home my house was burgarlized and Vandelized. I called police immediatley. They were there for all of 10 mins. I called my renters insurance immediatley. I work for a agent whos brother is a public adjuster and wanted to help with the claim pro bono well before I even submitted my inventory list I got notified my claim waqs being investigated. My total missing was $17K I have a 16K policy. I have receipts for about 10K. But why would they send me over to investigation before I even submitted my inventory list. Should I be worried I have no idea who robbed me I live and PA and we were in Florida I filed a police report like I was supposed to. My PA says not to worry they do it to alot of people.


Insurance question: Will my medical bill be covered?

So, I have a motorcycle and fell on it because of a surprise front tire blow out. I do not have a M1 license or motorcycle insurance. I am fine and when i fell I picked my bike up and had my friend tow me back home. No authorities were involved. I then proceed to go to the ER. I went and told them it was from me falling on a motorcycle. They didn’t ask any questions in relation to my motorcycle credentials. My question is; will my insurance pay for my hospital visit? Or will they check and see if I am even qualified to ride a motorcycle. And if they see that I am not licensed will they not pay for my bill?


Are you allowed to drive your parents’ car with their permission without auto insurance?

I have a license. Just no auto insurance… yet.


Car insurance for a 18 year old male?

I have a 1997 dodge neon 125k miles. Im looking to get liberty insurance (basic insurance) but every were i go says $400 a month for basic (in a year i can buy 2 of my cars for that much) I live in pinellas park florida there is hardly any crime in my neighborhood (2 cops live on my street) so i just dont get why my insurance is so high. I know im 18 and all but dam So i am ask why it is so high i have a clean recored and all no tickets nothen at all got my high scool diploma. On a side note how much did u pay when u were 18 and what were u driven


How should I designate my Life Insurance Beneficiaries?

My employer pays for 2 of them, the other is also through my employer, but I pay a very small fee for it. Shouldn’t I leave something to my husband? He does work full time and is able, but it just seems odd not to leave him something to help with some of the mortgage or to at least bury me- or can I dictate how the $ is spent at all?


Car insurance for a 1969 Camaro?

I’m 20 and was wondering about how much a 69 camaro would cost me a month under my insurance.


My father passed away last week can i transfer the home insurance to my name?

does the house need to be transferd to me first


Is there a grace period for insurance in california on a new vehicle?

How long can you go without insurance after purchase of a new vehicle? I know it should be done immediately but I have other things going on right now and dont have time to get quotes currently. If there is no grace period I just wont drive until I get insurance.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Is this a new car insurance con?

Just tried to get car insurance through that confusing” website. We chose the cheapest one and when we went to pay for it


How does dwelling coverage amount and mortgage loan amount work together?

My mortgage amount is $242,000 how much coverage is needed? My insurance agent is saying I only need $169,000 of dwelling coverage but I think that’s a bit low. If I insure it for only $169,000 and we experience a total loss what happens to the other $73,000 on our loan amount? Do my husband and myself have to come up with the rest? Not sure what to do or where to go to get an honest answer.


My insurance agent is not doing a good job, can I change?

He is not updating me on my policy details, only as and when he feel need to then do the annual review… I want to change my agent but also want to stop him from getting the commission from my policy… Is there a way??


Would it be cheaper to insure a 87-93 mustang GT then a 99 GT?

I’m 16 and turn 17 in 2 months. I was thinking about saving up my money to get a GT someday after I get my license after i’m 18. I read somewhere that insuring a newer mustang GT (99-04) would be probably almost 400 bucks a month. But would a 99 be cheaper to insure than a 00-04? My neighbor across has a 99 GT and a 93 convertible. Hes probably about 17-18. He also has a brother in law that is probably 20 and they buy broken up mustang and repair them. They dont fully restore them but just ones that need a little bit of body work. Like they had this 89 GT hauled to their house yesterday and it had no hatchback door. It also had 2 front spare tires in the front with a busted out headlight. But it ran pretty good. Would it be cheaper to insure a older mustang? (87-93) t hen a 99? Or would they be the same since their pretty older? How much would u estimate the monthly payments?


About how much is car insurance in Japan?

Wondering for future reference when I work there as an ALT in 2 years. I already have a drivers license here in the US and I know its good for 1 year in Japan then must be switched before the year is up (not sure if it’ll cost anything to switch)… So about how much is insurance and is it necessary to have by law? I’ll be 22, drove for 4 years. Thanks!!!


Insurance cancel due to asbestos tiles and flood in rental house?

Thank you to everyone’s informative answers. I was under the impression that any insurance company would assume many properties built before a certain year has a high chance of having asbestos flooring and sometimes in insulation. Seems convenient they would take one’s insurance money then deny coverage when it’s discovered” – didn’t they want to confirm it BEFORE they covered them at all?”


Are insurance companies making a substantial profit as a result of Obamacare?

I would like to know if insurance companies make corporate deals with certain pharmaceutical companies who offer them huge discounts for exclusive coverage; i.e.: formulary drugs. I am not sure of the meaning of the term non-formulated drugs that insurance companies deny their customers and why? For example, Humana refused to pay for my medically necessary asthma drugs. (President Obama mentioned asthma as a pre-existing condition several times in his State of Union address.) On an average, how much do asthma patients cost insurance companies per year?


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