What is grandfathered” health insurance coverage?”

I am trying to define the Health Care Reform Act of 2009 in plain English, and I keep coming across the phrase above. What does it mean?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Which insurance is best?

Hello I’m looking into getting health insurance but I don’t know which would be best, I’m 21 and single don’t know if that helps. Thanks in advance 🙂


Average rate of return on life insurance policies?..?

Average rate of return on life insurance policies?


What is the difference between term and whole life insurance?

I am looking for life insurance form my husband. He was turned down by a company because he is pre-hypertensive…meaning they are treating bp that is a little higher than usual…but NOT hypertensive…he is now being labled with heart disease.That is a joke !!!! Because he is being treated early his chance of developing heart disease or having a stroke is MUCH LESS !!!! Stupid company !!!! However, now I am looking for an insurance that is inexpensive and will pay out on his death only…….I don’t want to use it as an investment or savings…any suggetions about a company or type of insurance I should look for…I do not want a thousand insurance companies calling me either !! Help !!!!!


Will getting one speeding ticket increase my insurance bill? Will it show up at all on the bill?

If I decide to take the traffic school option will it still raise my insurance? Will it raise by a lot? Over $100?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

What is the AVERAGE cost of insurance for an L driver in BC, yearly?

I know it varies from person to person, I’m just looking for an estimate for basic coverage, can anyone help me out?


Which term life insurance and investment plans?

is a term life insurance better than whole life? Retiring Air Force, looking for a better deal than I was offered


Will the home insurance pay the claim when the insured is deceased?

Will the home insurance pay the claim when the insured is deceased?


What is grandfathered” health insurance coverage?”

I am trying to define the Health Care Reform Act of 2009 in plain English, and I keep coming across the phrase above. What does it mean?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Can someone explain car insurance simply to me ?

Alright so I’m 17 and I’m great in school, but with real world things like auto insurance I have no clue. I have an idea of what auto insurance is and how things work but I need a few things clarified for me please. My dad got a quote for statefarm for me that came out to be $2400 a year. I know, crazy right? But, I understand because I’m a teen driver and i like to speed and show off and stuff which is totally understandable. My few questions are this : What’s the difference between my dad getting me a policy just for me or adding me to his policy ? What does it mean to add someone (like a child) to your auto insurance policy? Do my rates stay the same or would they change ? What about putting a name under a car, do we both share” that vehicle ? What can I do


Can Absentee Landlord buy Home insurance?

Landlord lives in Switzerland and wants to buy Home Insurance for his house in Ontario


Home insurance claim. Should installation be included in claim from insurance company?

Home insurance claim for Kitchen fire. Should installation be included with the claim? We had a kitchen fire in our home a few months back. They are getting into the installation of everything but going over the claim, it covers items to be removed, and covers materials (minimally) but it doesn’t cover for anything to be replaced. So all the installation is being taken out of pocket and out of our materials budget. Does this sound right? I thought if its covered to be removed they’d cover for it to be put back. Thanks for any help in advance.


Where can I buy cheap auto insurance in Houston, Texas?Just moved here, only paid $30/month in California!?

Want to buy cheap auto insurance in person! In California I paid $30 a month at a place that catered to poor people basically, but had good coverage for cheap. I am not interested in paying double online with Geico, progressive, etc (as the quotes I’ve gotten are). Where can I get cheap basic coverage in person in Houston Texas? Thank you.


Do you need to be insured as a learner driver?

Do you need to be insured as a learner driver?


Monthly Insurance for a 16 year old, if he were to get a G37 Coupe? IS250? IS250c? TL 2010?

How much would it cost? an estimate? I heard grades, colors of the car, and other things like that affect the insurance cost? Well if it does, he gets 4.0 and he wants a Black. We live in CA. And our insurance company is Farmers, but I would just want a monthly insurance cost. thank you!


My husband and I are self employed, he is in heart faiure, our insurance premiums were 800 month, now doubled?

Our insurance premiums have doubled in fourteen months. This is the cost of my husbands insurance premium only. I have had to go with another insurance company. How can you force me to pay these premiums. It is literally causing us to go broke. I live in Texas and have found a high risk insurance pool that is still 1100 a month, and does not cover as much. How are you going to help people like us?????


Paying car insurance annually?

I want to pay my insurance annually. I read something about rates being subject to change for many reasons. If this happens, will i receive a bill saying i owe more money? or if it goes down do i get money back? Im confused lol. Someone help?


What is grandfathered” health insurance coverage?”

I am trying to define the Health Care Reform Act of 2009 in plain English, and I keep coming across the phrase above. What does it mean?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


After buying a used car, could I drive it right away without auto insurance?

After buying a used car, could I drive it right away without auto insurance? Do I have to have auto insurance in CA? Thank you!


How much would it honestly cost me for a Kawasaki Ninja 250 ’08?

Im 16 getting a permit very soon, working at a summer job and when the summer is over, going to work at a local pet store or grocery store (part time because of school, so ill be getting minimum wage..) By the end of the summer, i will have about 1,300. As you can see, im looking at a ninja ’08 but of course thats not set in stone because i am only 16. But I am really dedicated to have the time for it and I am trying to get the money now. My dad said he will probably put me on his insurance, but since it is a motorcycle and I am young, I’m not sure how much the insurance is… Also, I have read 10,000 people say the Ninja 250 is a really good beginner bike, so if anything i would buy a used one. How much would the used bike, insurance, equitment (helmet, etc), and locks for the bike cost in total? Thxx a lot


Driving with no insurance with a car the owner insured in Illinois?

Okay so this might sound kinda confusing but currently my car is being repaired and the person repairing my car is letting me use his until mine’s fixed. Currently I don’t have insurance, but he does. In Illinois, would his insurance cover me if I got into an accident or would I get in trouble for no insurance?


What would be a great (cheap) beginner motorcycle for a 16 year old?

I have been looking at a 1982 honda nighthawk 450 with 13k miles on it tht was in decent shape tht i could probably get it for 900$ (and i found out insurance would be 125$ a year)…..i want to broaden my search and i was wondering if there are any other bikes out there that are good beginner bikes that are cheap (not AT ALL more than 1200$)


What are some affordable Health Insurance Options in NYC for Latin American father and his child to be?

My friend doesn’t have health insurance and is planning on putting his new baby (born around Oct.) on his policy with him. He’s Latin American and has his permanent residence card, but is not yet a citizen. Anyone know of any affordable plans for him to look into in the Manhattan area?


Do insurance quotes tell you your exact price you’ll be paying a month?

I got a quote for auto insurance, is that going to be the exact ammount I pay every month?


Hi all…….car insurance!!!.?

hi all…….car insurance!!!. is it legal and possible for a person who lives in england to look anywhere in the world for car insurance. so to put it clearly can i insure my car from any insurance company anywhere in the world – could make payments cheaper cheers


What would you do in my situation involving life insurance?

I recently bought life insurance. I bought a whole life insurance policy for myself: $60,000 for $52 a month. Unlike term, whole life never expires, and the rate and policy will stay the same. I also have a rider to where if I become permanently disabled and cannot work, my policy will be paid for the rest of my life. I also have insurance through my work, free of charge. It goes by your annual salary times 1.5, so right now I Have $36,000. However, it is only term and is only mine for as long as I am employed there. I am 30 years old and hoping to be there until I retire, but anything can happen, so that policy isn’t 100% guaranteed, like my whole life is. The problem: My boyfriend and I are looking for a house. He is lecturing and lecturing me about taking out this policy. He said I won’t be able to afford my half of the bills. He insists I should just keep the one through work. I have two kids. I’m trying to be responsible and secure my kids’ future in case something happens to me. I want to know 100% certainly that my final arrangements will be paid for without my family having to pitch in, and give my kids a little something extra. Am I wrong? Unreasonable? What would you do ?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much would full coverage car insurance cost?

for a 2003 chevy impala 64,xxx thousand miles i am 21 with no accidents or tickets!!!


Is car insurance cheaper when changing from 20 to 21 in age?

Is car insurance cheaper when changing from 20 to 21 in age?


What state has the most expensive auto insurance?..?

What state has the most expensive auto insurance?


What is the average percentage of employee vs. employer contributions to healthcare insurance in 2006?

what is the average percentage of healthcare insurance premiums employees are paying in 2006 vs. what their employers pay



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Car insurance?

I am 17. I need car insurance and one that’s not expensive. I need it for a 1993 Volvo wagon 940. All I have is a parking ticket. Please help me find cheap eap insurance


What is grandfathered” health insurance coverage?”

I am trying to define the Health Care Reform Act of 2009 in plain English, and I keep coming across the phrase above. What does it mean?


Whats better health insurance – PPO or HSA for a young male?

I’m a student almost out of college looking for health insurance. Most plans are either PPO or HSA. What is the difference here and what is generally better? I’m a pretty healthy male, only 22 years old as well. I’m from CA too if that makes any difference. Example plan comparison: PPO annual deductible $3500 Out of pocket max (in addition to annual deductable) $3500 coinsurance 50% of negotiated fee office visits 50% of negotiated fee drug coverage – brand and generic HSA annual deductible $3500 Out of pocket max (in addition to annual deductable) $1500 coinsurance 0% office visits 0% after deductible drug coverage – brand and generic The premium is only a difference of $7..which one would be better for me?


How do i answer this question about car insurance?

My sister and i are on the loan for a car that I’m driving. We have insurance but im not on it. I want to put it under my name now, but when i get a quote online they ask if i’ve been insured for the past 2 or3 years i dont know what to say. Yes because the car HAS been insured or no because it was not under my name. Can i even get insurance if her name is on the loan too?? Thanks in advance

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


I got in a accident, how much will my insurance go up?

I am 19 years old, i have a completely clean record, no tickets and never been in an accident. I just got in a accident for the first time and it was my fault. I basically went during a red light when i thought it turned green, i had a panic attack and a car that was coming my way hit me. My car is completely fine, just a few scratches and a piece of glass fell out. Her car has dents on the side of her car and looks repairable. Nobodies car was totalled. I have farmers insurance, i am 19 years old and I have a clean record. How much would my insurance go up? also, how does this affect my record and how long would it take to get off my record? Thank you


Best medical insurance for gastric bypass?

I have struggled with being overweight my whole life and I have decided I want gastric bypass. I currently do not have insurance and I want to buy insurance to cover the surgery. I’m not really sure how to go about purchasing insurance and which ones deny weight loss surgeries. I am 22 and in perfect other then being overweight, so I figure getting health insurance shouldn’t be too hard to get approved for. Like I said just wondering which insurance is best for the surgery and any suggestions you have for purchasing health insurance would be great. Thanks!


Need help with auto insurance!!!?

Hello everyone. I’m from Sacramento/Elk Grove, California. I’m currently insured with Bristol West Auto Insurance for the past 3 years. I’m planning to switch auto insurance because it’s really really hard to get a hold of customer service. And when you do, (after 1 hour of holding) they’ll put you on hold some more, or even tell you they’ll call you back. Which they never will. My point is BW customer service is very very crappy. I need help choosing an auto insurance company that’s reputable but yet affordable. Considering the fact that I have an SR22 on file, low rates is my main focus. The lower, the better. I’m planning to insure 4 vehicles (1 is temporary until car get smogged) and 3 drivers. We all have good driving record, inspite of my dropped DUI case. Three of the cars are years ’91 and under. Mines is a ’98. If anyone have any information (site/link/etc.) or knows any good auto insurance company, please do let me know. Thanks in advance and any input in greatly appreciated.


If i have personal liability insurance on my personal auto is it sufficient to cover me in a rental car?

If i have personal liability insurance on my personal auto is it sufficient to cover me in a rental car?


Where can you find the best/cheapest car insurance for a 17 year old?

I am 17 years old and I hav recently jst passed my driving test. I was wondering where i can find the cheapest car insurance. Preferably, i would like to put myself as second driver of the car (under my dads name who is the main driver). But does any1 kno where i can find the cheapest car insurance for someone my age? Thanx in advance.


How can I get my car insured?

i live in Canada


How much will car insurance cost me?

I’m an 18 year old male. My GPA in high school was 3.4. No criminal record. I’m going to be driving my mom’s Honda Accord 2005. She only got into 2-3 accidents ever. She has Farmers” Insurance. They never respond when my parents ask them how much insurance would cost me so I figured I should ask someone here for an estimate.”


Is there anywhere to get free or affordable health insurance?

http://tolong.in/health-insurance.html


Best insurance company in us?

Best insurance company in us?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much is the fine for not getting insurance under Obamacare?

1 percent of someone’s income then? Pfft. The fine is cheaper than the coverage! who in the hell passed this law? Let me guess they looked at the pretty coverpage and passed it


What is grandfathered” health insurance coverage?”

I am trying to define the Health Care Reform Act of 2009 in plain English, and I keep coming across the phrase above. What does it mean?


Can you insure a vehicle registered in one state, with insurance from a company registered in another state?

I live and my vehicle is registered in Oklahoma, but my family lives in California. I can get on their car insurance policy for MUCH MUCH less than i can get insured for out here, however, I am not sure if insurance can transfer from state to state. Does anyone know this for sure, or know where i can find out?


Im 16 and i want to get a R6, i want to know how much it would cost for insurance?

I live in the U.S, Florida and i am taking the MSF course.


Speeding ticket and insurance question?

I just posted a question about my speeding ticket I received yesterday I was going 101 mph on a 65 mph zone. I’m under my dads policy and im 17 this is my first ticket I just want to know how this is going to effect the insurance rates? Obviously they’ll go up, but our policy expires in August will the insurance notify my parents about the ticket when they find out about it or when we go renew our policy/. thanks


Is there a difference between homeowner’s insurance and mortgage insurance?

Is there a difference between homeowner’s insurance and mortgage insurance?


Group 1 Insurance License?

Hello, I need to get my group 1 insurance license to sell annuities in the state of Texas. I am honestly not sure where to go or what to do. What do I need to do? Thank you.


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