Can health insurance be declined during open enrollment?

We are in Texas. My wife’s insurance through her employer is almost doubling next year (starting in October). They are currently in open enrollment. Her crappy HMO will cost as much as a gold-level private plan. The HR company that handles their benefits claims that she can’t decline coverage during open enrollment unless she is enrolled in another plan. Is this true? Can you not decline coverage and opt to be uninsured? She wouldn’t be eligible for a marketplace plan until January 1. It seems like she is being trapped into a lesser, more expensive policy by the employer.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Individual Dental Insurance for NJ?

I’ve been staring at dental insurance plans all day and finally it makes no sense anymore. I’ve enrolled in a discount plan but my dentist says I should get insurance for the procedures I’ll be needing. I’ve only found one plan that seems to cover my area. Cost is not that big of an issue as more WHERE TO FIND IT. My job doesn’t offer it. I’m an unmarried adult and I just need to purchase insurance (pref PPO) that will be effective as soon as possible.


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Where can I get affordable Health Insurance asap?

Where can I get affordable Health Insurance asap?


Can health insurance be declined during open enrollment?

We are in Texas. My wife’s insurance through her employer is almost doubling next year (starting in October). They are currently in open enrollment. Her crappy HMO will cost as much as a gold-level private plan. The HR company that handles their benefits claims that she can’t decline coverage during open enrollment unless she is enrolled in another plan. Is this true? Can you not decline coverage and opt to be uninsured? She wouldn’t be eligible for a marketplace plan until January 1. It seems like she is being trapped into a lesser, more expensive policy by the employer.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How can I find cheaper manufactured home insurance?

We pay about $6000 a year (!!!! yeah, I know!!) for our insurance and it doesn’t cover contents, lanai or the pool. It’s forced by the mort. co. because we couldn’t find any. We’ve called brokers and no luck. Help!! Pasco County Florida, on 1.25 acres, no mh park.


Is it legit to charge an insurance company for 5 units of a medication when you are using actually using less than that on the patient?

Is it legit to charge an insurance company for 5 units of a medication when you are using actually using less than that on the patient?


Where to get Auto Insurance for New Driver?

So I just got my drivers license at the age of 30 apparently a shameful disgraceful act that puts me in the scum of human beings as I have lived in New York for 23 years and everyone who asked me this question looks at me like I’m trash for not having a drivers license earlier but that’s not my question. Apparently since I am a new driver I cannot get auto insurance from companies like Geico or Allstate because I don’t have 3 years of driving experience and 1 year of autoinsurance so I cannot join their elite companies insurance. So what other insurance can I get ? I mean I am 30 years old I am not going to be careless driver or anything.


Life insurance?

if my mom didnt name anyone as a beneificiary to collect her life insurance she got from working at kaiser and her 401 k plan, who does it go to? shes about on her last breath.


Report to insurance or not?

i was driving down the freeway yesterday and a rock hit my windshield. it now has two huge cracks. and i have to get it replaced i know it cant be repaired. my deductible on my insurance is $500, should i report it to the insurance or not? would it be cheaper to just fix it myself?


Where can I get the cheapest price on my car insurance renewal in the UK at the moment?

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What the steps to take if someone doesn’t want to use car insurance to pay for accident?

Someone just rear ended me. There are deep scratches on the bumper. He has car insurance, but doesn’t want to use it. I got most of his information – driver’s license #, car insurance info, ect. What are the steps I should take? My car insurance company said I have to call in and report accidents as soon as they happen. Should I do this in case he doesn’t follow through and pay me for repairs? Should I go get an estimate right now, and have him send me a check?


Motorcycle insurance cost (poll and surveys)?

How much do you guys pay a month for motorcycle insurance. Put the type of motorcycle you drive and years of experience. And if I don’t have a motorcycle license how much would I pay motorcycle insurance ?


Can health insurance be declined during open enrollment?

We are in Texas. My wife’s insurance through her employer is almost doubling next year (starting in October). They are currently in open enrollment. Her crappy HMO will cost as much as a gold-level private plan. The HR company that handles their benefits claims that she can’t decline coverage during open enrollment unless she is enrolled in another plan. Is this true? Can you not decline coverage and opt to be uninsured? She wouldn’t be eligible for a marketplace plan until January 1. It seems like she is being trapped into a lesser, more expensive policy by the employer.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Does california law require insurance on motorcycles?

Florida does not require insurance for motorcycles as did does for all other vehicles, PIP mandatory, it does require proof of financial responsibility in the event of an accident, etc. Most states are similair. California does require proof of insurance for cars, trucks, etc. Does california require mandatory insurance for motorcycles or just proof on financial responsibility as most states. The handbook is not specific as most states are not specific, Florida says PIP is not mandatory, but insurance is recommended? what is the LAW can I drive my bike without insurance?


Is it expensive to own a car in nyc?

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Why cant I get an insurance quote because i’m under 18?

I went onto farmers insurance because that is what my parents have. I’m 15 but I’m turning 16 next year and have heard some real horror stories about car insurance for teenagers. I just wanted to check how much it costs but farmers says i cant get a quote because thats only available for people 18-108. WHY!? Are there any other insurance companies out there that I CAN get a quote for or are there at least any other ways that I can find out how much it will cost?


WHEN to negotiate car insurance claim acv?

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Health insurance question?

BTW: I am 23 in January. My husband is 25 in July. We live in Texas


Where can a marijuana smoker get affordable life assurance?

it depends on if your a heavy smoker or just smoke a few times. if they ask for health records then you will be in a higher quote, but also when they ask you question on health and you answer honestly it will help you in the long run because then you will be covered for the need of that disability since your health assurance new you can since you are a smoker. but it depends on if your a heavy smoker or just smoke a few times.


What is the best car insurance company in North Carolina?

Hi. So I recently moved from New England to North Carolina. I have my 2002 Toyota Camry. It was my Dad’s and is still under his name. However, I want to get the title in my name hopefully by early 2014. That means paying for insurance too. I figure I’m going to have to do this soon, might as well do it now and learn more responsibility. My parents are paying for my car and their cars under MetLife. (Yes, the one with the Snoopy logo). They are paying about the same plan they did in Massachusetts. I know North Carolina has more competition in pricing and I want to shop around for a decent plan that gives me what I need but for a better price. My Mom is hysterical and doesn’t want me to go anywhere else because she think NC insurance is crap. I like that MetLife gives me what I need but I’m not paying more than I have to in insurance. Sorry Mom. So my question is. What is the best car insurance company in North Carolina? Any suggestions. I would like a company that offers affordable plans but also is a reliable company when I need them. Please NO cheapo discount insurance. Here are my only two liabilities in my driving history: 1. Got into a minor car accident in October of 2011. Just a paint smear with another car. Nobody was hurt and neither car got in worse performance condition. 2. Got a seatbelt violation ticket in January 2013. (It was actually for speeding but the cop went easy probably because he saw I was wearing a suit. I was on my way to a family memorial service near the South Boston area.) Any experiences? I mean, what is my Mom worried about? I never hear in the news about people dying because they have NC car insurance. I know there is cut rate (bad) insurance out there because of competition. But there’s got to be something better in NC than paying a Taxachuetts MetLife plan. (Sorry BayStaters, but you know it’s true) Thank you!


How high would car insurance rates become if a 16 yr old drives a car?

My mom won’t let me get my G1 because she says her insurance rates will get too high. I asked her how high and she says she doesn’t even know. I live in Ontario.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Home Owners Insurance Question?

I let my friend borrow my trailer, and while he had it, it was stolen. So, the trailer was stolen while on his property. Would my home owners insurance cover this? If not, what steps do I need to take to get this covered?


I am very high risk for breast cancer I have no insurance no income can you help me?

I am very high risk for breast cancer I have no insurance no income can you help me?


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Should I cancel my car insurance policy?

So long story short — I totaled my car in an accident which was my fault back in December, and unfortunately did not have collision coverage on my insurance policy. I am a full-time student and have been unable to afford purchasing another car since then, and do not know when I will be able to afford another car. Although I am now without a vehicle I have been reluctant to cancel my insurance policy because I was told that if I did, whenever I purchased another car and had to buy insurance again the price of it would skyrocket because I would be considered high risk for having a chronological gap in my coverage. So basically I am currently paying $80 a month for car insurance when I do not even have a car, just to avoid having it go up even more at some point in the unknown future after I buy another car. Is this worth it or would it be wiser to just go ahead and cancel my policy? I would like to get some other people’s counsel on this who know more about car insurance and who are more financially competent than I am. Thanks so much.



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

If My Mom has insurance coverage can i still get insurance with her if i own my own car?

ok so my mom has car insurance on her car, but she was telling me she registers my car under her name that the insurance will cover me and the car. But if the car is under my name can i still get insurance with her??


Can health insurance be declined during open enrollment?

We are in Texas. My wife’s insurance through her employer is almost doubling next year (starting in October). They are currently in open enrollment. Her crappy HMO will cost as much as a gold-level private plan. The HR company that handles their benefits claims that she can’t decline coverage during open enrollment unless she is enrolled in another plan. Is this true? Can you not decline coverage and opt to be uninsured? She wouldn’t be eligible for a marketplace plan until January 1. It seems like she is being trapped into a lesser, more expensive policy by the employer.


Anyone have experience with Medi- Cal? or some other heatlh insurance assistance in CA?

I live in California. I am afraid that I might lose my job and health insurance before I have the baby. Does anyone know anything or every been on Medi-Cal? If so how did it work? Or are there any other options in California for pregnant women with no health coverage? Any information will be helpful and thanks!


What happens if there’s a wreck with a fatality and both ..drivers had same insurance company?

What happens if there’s a wreck with a fatality and both drivers had same insurance company?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


17 yr old new driver, buying car, wants mum and dad to be named drivers on insurance to get price down?

just passed, saved up hard for car, checked car via a good garage, now wants to sort out car insurance. Have been told if mum and dad are named drivers on the car it will cut the cost of new drivers insurance, from around £2,000. to £700. But as a mum i want to know will it effect our own insurance? and effect our no-claims we have built up and our renewal costs? with or without a claim. or just which is the best way for the new driver to get insured, the new driver had no claims on a moped insurance. And is not a boy racer!


If on death row can you still have life insurance?

If a man is sentenced to death by the state for committing a crime but he has a life insurance policy before the crime was committed can his family still collect on the insurance after he is dead? Or will the policy be voided by the company even though there may still be a chance the man is innocent?


How much do you pay for car insurance?

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Where can i buy insurance?

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Car Insurance for a Month?

I am going to be at law school and only need car insurance from Mid December until Mid January. Is there a special type of insurance I can get so I don’t have to pay year round? The cars will still be covered by my parents the rest of the year.


Do California police/highway patrol have Lidar guns?

Does anyone know if California (more specifically Southern CA) police and or highway patrol have the Lidar speed guns? Or does anyone know where I can find this information out? Thank you!


What would my car insurance cost if..?(IMPORTANT)?

I’m a teen driver, and ill be 16 years old when i get my license. i’m a 3.0 + gpa or higher student and have had no issues with the law.i drive a 1997 mazda protege with a clean title (idk if that helps)


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Is the price for insurance on a full size truck more than it would for for a smaller sized truck?


Recommend me a cheap car to buy and insure?

I’ve just passed my driving test and all I’m wanting to drive is a runabout for a year just to get me started. Wanted one for below £1000 and cheap insurance is needed. What do you guys recommend?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


I have decide to join tata aig life insurance as an agent?is this good for long term?

i am planning for business partners with tata aig life insurance?please guide


Can health insurance be declined during open enrollment?

We are in Texas. My wife’s insurance through her employer is almost doubling next year (starting in October). They are currently in open enrollment. Her crappy HMO will cost as much as a gold-level private plan. The HR company that handles their benefits claims that she can’t decline coverage during open enrollment unless she is enrolled in another plan. Is this true? Can you not decline coverage and opt to be uninsured? She wouldn’t be eligible for a marketplace plan until January 1. It seems like she is being trapped into a lesser, more expensive policy by the employer.


How to deal with insurance auguster,after a water line break in your home?

How to deal with insurance auguster,after a water line break in your home?


How much would insurance for a 16 year old male in Illinois cost?

I live in Chicago and I have a 2001 Toyota Echo that has been paid off already. I turn 16 in a couple of weeks and was wondering how much insurance would cost for me>


What are some discounts that many auto insurance companies offer that might help save some money?

10pts to best answer. Question about auto insurance policies? I just earned my drivers liscence. My father is dreading the cost of adding another driver to the family auto insurance policy. What are some discounts that many insurance companies offer that might help save my dad some money when the premium is due?


About car insurance, pls help?

okay so heres my story, my dads the only one with auto insurance, mom doesnt drive, and im buying a car soon so if i sign the car under my dads name, does he become primary driver for both cars? or do i become 1 primary driver when im added onto his insurance, or can i be secondary driver with him being signed under both cars? pls help. and how much do you think it would add onto his insurance, im 18 and have my g2, never been insured, and im getting a 2004 acura rsx type s coupe thank you all


Where to find a Company for Affordable Individual Health Insurance Quote?

I know there are many places, but please fell free to recommend me affordable individual health insurance quote


https://storify.com/annaktdonaldnk/aarp-car-insurance