How much does insurance pay on total loss if owner owes more than its worth?

If a car is worth appoximately 30,000 and the owner owes 40,000 what will the insurance company pay the owner? I hope it is 30,000….

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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My car was wrecked and the insurance company paid to have it fixed. Now they have found something they missed?

After paying out around 12,000 to fix my car (body damage only, but new car so everything came from factory) we found out there is something else that needs to be fixed and because the car is so new and they don’t make parts for it, whole transmission needs to be replaced, even though nothing it actually wrong with it. Now insurance wants to total my car. I have gap coverage and want to know my options if i would like to keep my car and have transmission fixed myself. At first insurance told me they would pay off car, I keep it and get settlement money, then they told me no settlement money, but I would get to keep car with salvage title and it would be paid off, now they are saying they r trying to make sure I can keep it at minimal cost to me”. The lien holder says if the insurance pays it off


Cheapest car insurance for 18 year old who has just passed test?

I’m from the UK and I have just passed my driving test and am now looking to find the best insurance that isn’t priced at an astronomical rate. I have my own car and am ideally looking for comprehensive cover, the best price I’ve found so far has ben around £1500. I’ve tried comparison websites like GoCompare. Any other suggestions? Thanks


Life insurance?

My dad named his wife the beneficiary but she died if he doesn t change it who gets the benefits his kids or hers (his stepkids)?


How is your experience with progressive auto insurance?

they seem to have good rates and all from the places ive looked so far and everything but really im still new to this so is their coverage good? ive been on my grandparents insurance which is state farm so do they stand up to them are they better same worse?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Best insurance company for a 16 year old driving a v6 or v8 camaro?

best insurance company for a 16 year old driving a v6 or v8 camaro? my thought is that while a v6 camaro might be reasonable to insure a 16 year old driver with, the v8 wouldbe some unuearthly figure in the 8 digits. i know its based on SO many things, but im just asking if anyone has a HUNCH about what insurance company is the best/cheapest for a teen driving a camaro? assume its a v8, ad it cant get any worse if it ended up being a v6, if you know what i mean. btw dont say american faimily. they wont even insure a person with less than 5 years driving experience driving a v8 camaro AT ALL, let alone at a huge rate. finally, do you think there is any way on earth for insurance for a 16year old driving a (2000 lets just say for example) camaro v8? including all the little bonuses like good grades, clean record, etc. all of which i have. thanks so much for your answers! they REALLY help!


Probability probs…help me please?

An insurance company classifies drivers as low risk, medium risk, and high risk of those insured, 60% are low risk, 30% are medium risk, and 10% are high risk. After a study, the company finds that during a one year period, 1% of the low risk drivers had an accident, 5% of the medium risk drivers had an accident, and 9% of the high risk drivers had an accident. If a driver is selected at random, find the probability that the driver will have had an accident during the year


How can I get affordable health insurance because of obama care?

I work but i have 2 kids to support and I Make Minimum Wage.. plus rent and bills.. Does anyone have any suggestions about how i could possibly get health care or what will happen if I just simply cant afford it? And no smart *** remarks like get a better paying job. Jobs are hard to find where I Live and i am making it with what i have. But obama forcing us to have health insurance is making me wonder what Options i have. Medicare? or some kind of afforable health insurance? would love to hear people who are in the same boat i am. and any POSITIVE Suggestion would be helpful. Thanks


How much does insurance pay on total loss if owner owes more than its worth?

If a car is worth appoximately 30,000 and the owner owes 40,000 what will the insurance company pay the owner? I hope it is 30,000….

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much is for insurance for 18 year old people and for a used car?also do u pay each month or 6 month?

How much is for insurance for 18 year old people and for a used car?also do u pay each month or 6 month?


Individual medical insurance plans?

I am getting ready to go into a contracting position and there is no medical insurance provided meaning I will have to supply the insurance for my family. Does anyone do this, and is the insurance deductible on the taxes? I am living in Indiana and the plan would cover 4 members including myself.


Question about McCain’s $5,000 medical insurance plan?

I want both sides of the story. Is $5,000 the only thing McCain is going to do for medical insurance? I mean is that the bulk of his plan? Is that the only direct change you will see in medical insurance? P.S only talk about this issue. I don’t want you to blabber on about the war or about anything irrelevant.


Cost of car insurance?

Oh and the car is a jeep charokee with about 100,000 miles on it. im not sure if that helps but still.


About how much of an increase in car insurance after first accident?

I was recently involved in a car accident where another hit mine but the fault is mine. I’m 19 and i was just put under the insurance recently but I’ve had my license since i was 16 so technically I’m not a new driver. about how much will my car insurance increase? i have state farmers


What to do about insurance?

Is there any way to find insurance that covers a pregnancy? (after you have been pregnant) Even if it is a pre-existing condition, is there an extra amount of money we can pay? I have been using my college’s insurance plan for the past 2 years. It is now summer and I no longer have insurance. Unfortunatey my due date is before the fall semester starts so I can’t renew it until after the baby is delivered. We thought I would be able to just get onto my husbands plan but they wont cover the insurance AT ALL because he signed some waver years ago (before we were married) saying if he were to get married the insurance doesn’t have to cover his wife. (It didn’t bother him at the time since he didn’t know he would be getting married… he has had the same insurance for nearly 5 years now and he forgot all about it) What should we do? I don’t mind finding an insurnace that makes me pay a high premium so they would cover my pregnancy. I just don’t know how insurance works!


How much should i insure my house for?

My house and land (combined purchase) cost $185,000.I have stainless steel appliances, (combined D/W, microwave, fridge, electric stove, central air and water heater. Furniture (contents) not purchased as yet and will be added later. How much should i insure my house for? *Note -land is not to be insured* Any suggestions on what i need to do, types of coverage and flaws to look out for? THKS for your kindness


Health Insurance Question?

I currently have Crohn’s Disease and I’m taking daily medications. When I turn 21 my insurance will not be in effect (CCS insurance I believe?) and I will not be able to afford medication and health insurance. My parents don’t make enough money to buy health insurance..Does anyone have any idea on how to approach this?


How much does insurance pay on total loss if owner owes more than its worth?

If a car is worth appoximately 30,000 and the owner owes 40,000 what will the insurance company pay the owner? I hope it is 30,000….

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


What legal right do I have as an uninsured motorist in an accident?

I was involved in an accident and didn’t have insurance at the time. I received a letter in the mail from the insurance company of the other driver. They are demanding I pay for the damages or else my license will be suspended. What do I do and what are my rights??


Car insurance turn me in for dui?

i blacked out a few nights ago driving . i know thats a terrible thing and ill probably get flamed on but i was wondering if i call the insurance company if they would turn me in to the police. im not sure what i hit. it must have been wood since there is some stuck in the tire. but will they help me even though i left and could turning it in now, get me into trouble? i have full coverage also.


Do you NEED to put insurance on a car?

Is it a requirement?


Where can i get cheap insurance?

low rates? ???


Help. Court tommorow. Auto insurance issue!?

A few hours after I purchased a truck from a dealer, I was pulled over and ticketed for no insurance” (california). I did not purchase insurance through the dealer. Don’t I get at least one day to buy this myself?? Judge is very strict. I go to court at 9am tomorrow. “


People who need affordable health or dental benefits?

I dont understand why it is spam to ask a question on where a good place would be. But you obviously do not know what you are talking about!


How much does liability insurance cost?

I live in NC. I don’t own a car and just need the insurance to get a driver’s license. Getting added to someone else’s policy is not an option for me.


Is it true the you can get car insurance thru Medicaid or Medicare?

I heard this is true but I don’t know because my parents are disabled they are 51 and 56 they own a car but no insurance they need it to get to there doctor’s appointment’s and hospital visits. So is this true if anybody knows please help by giving info on this by giving a link or number. Or you can help by referring to a place that will help them out because they only live on the disability checks and food stamps. Thanks for helping

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Insurance !!!?

Okey I got into a car accident and only had liability.. The guy hit me and left ..unfortunately I didn’t catch the licence plate..but I did make a police report..so if I were to change my insurance to full coverage can they fix it my car after all or am I doomed !


Car Accident-Health Insurance?

I was in a low-impact car accident and went to the ER the next day to get checked up just incase. I went to my doctor because of back pain and when I mentioned I was in a car accident. They told me I could not go through my health insurance that it has to be through my car insurance. It turns out I have herniated discs and now my doctor has referred me to see an orthopedic surgeon but, I do not feel that the car accident was the cause of the herniated discs. I asked again if I can treatment through my health insurance and I was told by one of the office assistants that it is fraud if I use my health insurance. If I explain to my doctor that I fell down the stairs and insist that I do not want to through through my car insurance because I do not feel the car accident was the cause will he change his mind and refer me to the specialist using my health insurance or should I go through another doctor.


A little help with personal finance questions will give points?

I need a little help here. 3. Which of the following things does the Affordable Care Act do? (Select the best answer.) (Points : 1) Regulates the amount of co-pays Provides insurance for people over 65 Requires all businesses to provide health insurance to their employees Allows young adults to stay on their parents’ insurance until the age of 26 4. What does COBRA status allow you to do? (Select the best answer.) (Points : 1) Add more people to your insurance plan Stay on your employer’s insurance plan after you lose your job Apply for health insurance as an individual Qualify for Medicare 6. What is a beneficiary? (Select the best answer.) (Points : 1) The person who files life insurance claims on your behalf The person or group of people who will receive your life insurance money The person who evaluates life insurance claims The person who determines whether you qualify for life insurance 7. Which of the following actions puts you at risk for dumpster diving? (Select the best answer.) (Points : 1) Not shredding financial documents when you’re done with them Choosing online passwords that are easy to guess Giving out your Social Security number over the phone Having a mailbox in an unsecured location 9. Which of the following may help you protect against identity theft? (Select the best answer.) (Points : 1) Carrying your Social Security card at all times Clicking on pop-up windows to verify their information Contacting your credit card company if you don’t receive bills Including your name in your online passwords 10. Which of the following things does the Gramm-Leach-Bliley Act do? (Select the best answer.) (Points : 1) Ensures financial institutions protect your personal information Requires financial institutions to keep a copy of your Social Security card on file Allows you to dispute incorrect information on bank statements Allows you to receive a free copy of your credit report 11. Which of the following are debt collectors allowed to do when they’re attempting to collect debts? (Select the best answer.) (Points : 1) Call you late at night Contact you at home Contact you at work Change the amount of your debt And thats it as soon as i get the answers i will mark you as best answer andyou will get your points i was just confused about some of the questions i love you also I will answer your questions if you have one.


If your driving a friends vehicle and it doesn’t have Insurance on it but u carry full coverage on your vehicles will u b covered?

If your driving a friends vehicle and it doesn’t have Insurance on it but u carry full coverage on your vehicles will u b covered?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

I’m 17 years old looking for a car with cheap insurance?

I have 3,000 and I’m looking for a manual car that’s somewhat fast I don’t want a super slow car and I know I can’t find a super fast one either but something kinda fast in the price range and not a but load for insurance


How much does insurance pay on total loss if owner owes more than its worth?

If a car is worth appoximately 30,000 and the owner owes 40,000 what will the insurance company pay the owner? I hope it is 30,000….


Hitting a car.. insurance policies?

so back in April this year I hit someone s car and caused damage to the back of the person s car, he took my licence number and details then said he will contact his insurance to make a claim and then they will contact me I waited for a call from his insurance company or him but didn t get any call. After 8 months I got a call from his insurance company saying that the man has made a claim and want his car fixed so I asked for the reason for waiting 8 months and what was written in the claim but they said that they were not sure. I asked them to send me details about what is written in the claim and what is expected of me so they said it will be send by mail to my house. I originally had photos of the accident and the man s licence but I lost all my photos a while ago. my question is should I be worried about this and why they waited months before complaining? also is it possible for them to be involved in other accident and want to make it like it was because of my accident? I contacted my insurance company and they said there are experts to check if the damage is recent or old but I still don t feel confident about it


How old do you have to be to start driving lessons?

How old do you have to be to start driving lessons?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


If someone jumps off a building and hits my car, will my insurance cover it, and will my rates go up?

if someone commits suicide on my car and they have insurance, will their insurance than cover it? if not and my insurance has to cover the damage, will my rates go up?


Will my disbalitiy insurance through medicaid get shut off if i get married?

Will my disbalitiy insurance through medicaid get shut off if i get married?


I got a loan to pay for a car, is it paid for or finance (insurance purposes)?

I got the loan from a credit union, I used it to pay for the car, but I am not sure if I should select paid for or financed when filling out the application for car insurance. Help please!


Describe how the insured party may claim pro-rate refund of premium if the insurer cancels the policy?

Describe how the insured party may claim pro-rate refund of premium if the insurer cancels the policy?


How many year does it take for auto insurance to lower young driver rate?

if i start at 16


Does auto insurance cost more in Las Vegas than los Angeles?

Does auto insurance cost more in Las Vegas than los Angeles?


Car insurance help :(?

would your insurance go up after you graduate high school?


Car insurance help.first to answer gets best answer.?

I want to get a 2003 Nissan 350z. im worried about insurance cost though. for a 17 year old with no tickets and no wrecks how much do you think car insurance would be? first to answer gets best answer.


My car insurance company have doubled my quote after claiming they made a mistake. Can they do this?

I changed my address about 6 months ago and was pleased to see that, although there was an increase, the increase on my insurance wasn’t massive. I recently called to get a quote on putting my girlfriend on the insurance as a learner driver and they have now said that as they didn’t process the change of address form properly before they are doubling my insurance quote. I am confused by this as I live in an incredibly secure, gated property and I am wondering if, as they have admitted the mistake, they are able to do this out of the blue like this?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Is it worth making a small claim on my car insurance for a headlight?

I have a protected no claims bonus. So if I claim it won’t affect my ncd at all ( I assume). I’m aware I can claim with my insurance (more than) I can claim as many times as I like, the protection bonus and my ncd won’t be affected. However if I were to really need to make a big claim, would my previous little claim affect it? Is there a time period my bonus protection lasts for, in other words, does each calendar year with my insurance start afresh? My headlight was smashed by a flying stone and it will cost me £140 to put right – shall I make a claim which will cost me nothing or will I pay for it in the long run with future car insurance policies?


How much does insurance pay on total loss if owner owes more than its worth?

If a car is worth appoximately 30,000 and the owner owes 40,000 what will the insurance company pay the owner? I hope it is 30,000….


I have 1 pt on my license for drive at a speed not reasonable and prudent how much insurance rate will i pay?

I pay a high rate now for 1pt for just liability and they told me it can be really 4 pt is that true? What should my rate be for 1pt


How much do you pay for home insurance?

So we are paying like $132 for car insurance on two vehicles with American Family Insurance and we both have clean records although we are young 22 (f) and 24 (m). We just got a quote from Wawanesa they said we could do full coverage through them for half the price 80 a month! Although they don’t do home insurance and I know you can save a lot by combining the two. So now through AFI we pay about $40 a month for home insurance is that a good price with the combined home and auto?? How much do you think it will go up if we cancel the car insurance and go with wawanesa?? Is there cheaper insurance agencies that will cover only home? In the end I am just looking for how much you pay and if you combine your auto with the same company. Thanks!!


My husband and I have 3 kids and we’re in our early 50’s. Do we need life insurance at this point?

We own our home and have approximately $75 000 invested.


How do I get Health Insurance?

I just turned 21, and I no longer under my parents health insurance. I do my own taxes, and my residency on my taxes is in California. However, I go to a private college out of state. I don’t have any chronic disease but I would like to get some tests done and I need a vision plan as well. My parents don’t help me pay for anything, and I can’t afford to pay $100 a month for privaet insurance. I’m not pregnant, blind, disabled, or anything. Can I get government plan insurance (cheap) if I’m a student? Where should I apply?


Court Summons for Expired Insurance Card?

I recently was pulled over for my car being unregisted. I had an expired insurance card. But the car is insured. I just have to get the new one from my dad. Before my court summons. I was told by the cop that I should plead not guilty & bring in the new insurance card & they would be e to work something out. What I want to know is if I actually should plead not guilty or plead guilty & show them the new insurance card. Would the consequences be better if pleaded guilty or not guilty? My court summons is in 6 days. So I would appreciate any feed back before then. On the day I was pulled over I received 2 tickets one for unregisted vehicle & my expired insurance card. The 1st ticket is not a problwm since I can lay it online but I can’t pay the 2nd ticket online. What should I do? Plead guilty or not guilty? Any assistance here would be great. Thanks


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