Does car insurance typically cover the car being totaled due to flooding?

I live in the Midwest, where everything is flooding. My husband just called and said that his car was flooded, and is now not running. Does car insurance typically cover this? I know I’ll need to check with our insurance company in the morning, but I’m just curious if that is considered an act of God, therefore covered under a comp. claim. We have full coverage.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Does this increase Car Insurance Rate?

I have full coverage on my truck. I just got a new vehicle that only I drive. Does adding it to my policy increase my rate? Give me an example if you have one.


Cancelling M&S Car Insurance?

Basically I took at a M&S car insurance plan for my car. A guy crashed into me whilst on a roundabout (my right of way) and his insurance have since accepted responsibility for the accident.I am now wanting to cancel the insurance as they have been very unhelpful throughout the whole process. I am just wondering how much I am going to have to pay to cancel the policy- As I was spreading the cost with agreed monthly payments the total cost including interest was £738. I did a one off payment of £101.87 and then so far have paid 4 installments of £57.89. As I have had the policy for 4 months. In the t’s & c’s on the website it says this: If you cancel your policy within 12 months of the Policy Start Date


My new health insurance helped themselves to two premium payments. What do I do?

My new health insurance helped themselves to two premium payments. What do I do?


New jersey car insurance do I need drivers license? I have a new york drivers license buy car insurance for Ny?

New jersey car insurance do I need drivers license? I have a new york drivers license buy car insurance for Ny is the highest ever.My sister lives in Nj is it possible I can use his address to get cheaper Car insurance…Or do I need a new jersey drivers license as well??

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Why do people think that mandating car insurance is the same as mandating health insurance?

I could choose not to drive. Also even the democratic legal think tank advisers have said there is no legal precedent for mandating the purchase of health insurance from a private company. If they don’t have single payer or even a public option it may not hold up in the supreme court.


Do feminists think men should pay the same amount for car insurance that women pay?

Men are charged more for car insurance. Women typically are charged more for health insurance. Feminists have lobbied and complained that it’s sexist for women to have to pay more for health insurance, and now thanks to Obamacare, feminists may be getting their wish, as Obamacare is supposed to charge men and women the same. I’m just curious if feminists think it’s fair though that men still have pay more for car insurance? Doesn’t it seem hypocritical that you’d want health insurance for men and women to be equal, but not car insurance?


Motorcycle Insurance Question….?

I live in San Diego California. I was wondering how much do you think i would have to pay for insurance if im 20 and my brother is 25? He has an 08 Kawasaki 650R I have an 08 ZX6R


Does car insurance typically cover the car being totaled due to flooding?

I live in the Midwest, where everything is flooding. My husband just called and said that his car was flooded, and is now not running. Does car insurance typically cover this? I know I’ll need to check with our insurance company in the morning, but I’m just curious if that is considered an act of God, therefore covered under a comp. claim. We have full coverage.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Vehicles with lowest insurance rates?

I live in Ontario Canada. I’m needing a car for work now. I have three tickets about two years ago; two running red light tickets and one for driving ten over the limit. I’m looking for a car that is good on gas and easier on the wallet for insurance. Thanks


I’m only 17, how does health insurance work?

Ok, Thank you guys so much for explaining this to me. Is it possible for me to find a job with these benefits only being out of high school? I’m going to a local community college to major in automotive engineering or to be an automotive tech and im wondering if I will have to go without” all these things until I find a job in my degree?”


Who do i call about health Insurance ?

I’m 19 years old and live on my own. How can I get health insurance in my own name since my father is no longer w us and my motherdoesnt ha ve her own ?!


Will my insurance go up if i wasn’t at fault?

Somebody slightly rear ended me And the damages totaled to about 300. If i file a claim will my insurance also go up ?!


Would a crown vic be much cheaper to insure than a mustang gt for an 18 year old?

I always have worked on hondas and I would like to have a car with a ford pushrod or mod motor in it and Im just concerned with insurance prices given its a v8 amd I’m 18 what would I be expecting to pay I have the money I just want to hear opinions on my options before i ask for a quote


What’s the cheapest car insurance in Houston, Texas?

I just bought a 350z 2003 and I’m 19.. So I would like to know how much I will pay…


Could I drive to the arctic circle from Toronto in a hire car, what might be the problem with that?

The only decent way to travel independently and cheaply from the UK to Canada is with Canadian affair I have found, but my only destination airport is Toronto and though I am sure there is a lot going on in this great city, I hate cities and cannot really do much more than a day in one. I am not a townie. I would like to hire a car and travel for about 10 days, where would you head?, What would represent to you a decent 10 day fly drive holiday to Canada?, with the pick up and drop off airport being Toronto. I am single man and am comfortably off, but that doesn’t mean I like pampering” or any of that nonsense. I like driving. I like the wild


Temporary car insurance…?

I’m wondering if it’s possible to insure a car for about a week or two. The hypothetical plan is to buy a cheap car for a relatively short roadtrip, drive it for a couple weeks, then sell it. I figured this would be cheaper than renting, but once I considered licensing and insurance, I’m not sure anymore. Any suggestions, facts, and ideas would be appreciated!


Does car insurance typically cover the car being totaled due to flooding?

I live in the Midwest, where everything is flooding. My husband just called and said that his car was flooded, and is now not running. Does car insurance typically cover this? I know I’ll need to check with our insurance company in the morning, but I’m just curious if that is considered an act of God, therefore covered under a comp. claim. We have full coverage.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


What is a reasonable cost estimate of business insurance for a cottage rental?

Looking to estimate small business insurance for a single unit cottage rental we are purchasing.


What is the price of a piece of jewelry whose insurance costs about $27,500 a year?

or how to the average insurance rate for jewelry and the proportion to the cost of the piece


Ownership of whole life insurance?

My grandfather bought me whole life insurance (paid up in full) when I was an infant and then made my father the owner. I am the insured. My father and I are no longer on speaking terms and I want ownership of my life insurance. Because I am 23, shouldn’t the policy have become mine when I became an adult? I mean, it’s not like I ever signed anything when I was a baby. If something were to happen to me, he would be the beneficiary – that’s not something that I want. Is there legal precedent for me to regain control? Is there any situation in which I would NEED to be the owner of my life insurance, so that I can tell him that he must transfer ownership to me?


What would happen if a brand new car is totaled?

We just hit a deer 6 hours ago and it’s a 2014 Chevy Impala, and my friend just transferred her insurance to the vehicle a week ago ago and she only had the vehicle for 2 weeks, it was scary and we hit it pretty hard since we were going about almost 60 when we hit the deer and the airbags deployed and I was pretty scared since it was my first time having to be in a accident when the airbags deploy. The deer just came running out in front of us and it just came out of no where and she really didn’t have time to slam on so we hit the deer pretty hard that all the airbags deployed. it was her 2nd time actually driving the car and this happens. We live next to each other and she came over and asked if I wanted to go for a ride to Wal-Mart to pick up some things for there dinner and I said yeah and so maybe after we got onto the highway and maybe half a mile down the road is when it happened and my best friend was crying seeing her car being put onto a flat bed and all smashed up in the front it didn’t even look like a Impala anymore just the back still did. Some officer who inspects vehicles looked at the car and said its totaled.. So what would they do if her brand new car is totaled would she still have to make the payments and pay off her loan from the bank? Or would her insurance help her with the bank she financed with?


If I bought a car with a Spanish plate in the UK, how do I go about the car insurance?

Is any UK insurer going to insure a car with a foreign plate? Or do I have to register it with DVLA first? I have a RHD with a fully comp insurance, does that make any difference?


Maxed out IRA…what about whole life insurance?

I have maxed my IRA and my employer does not offer a 401k. I am 28 and make 85k/year. Where can I invest my money for retirement? Is a whole life insurance policy the only option remaining? Why is 15k the amount for 401k and only 4k for IRA’s?


I wrecked my car it wasn’t my fault. I want the car totaled, but the insurance company is using retail value?

of the car. Is there anyway I can get them to use a private party value or something else? I had a 2001 honda civic LX, 1 owner, auto, 117,000 miles on it. The insurance company is saying it’s worth $6750 and I know damn well no one would pay that much for the car. I want to get a different car, and don’t really want to put the effort into selling it, now seems like a really good time to get one. But I know Nada’s value is Base Price $3,200 $4,025 $4,700 $6,775, and KBB’s is lower than that. I thought insurance companys liked to **** people over, why are they wanting to value my car so high and fix it? The car has $3000 dollars worth of damage. lol


Life Insurance?

My husband and I are a young couple with three children and we are looking into getting life insurance for ourselves other than the ones provided by our employers. What companies would you suggest we look at and what kind of policy do you think is more suitable for young adults and children?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Motorcycle insurance question?

First off I’m a 20 year old male so motorcycle insurance will f me in the a, So I was wondering if I could buy my bike, then have my dad insure it? I mean I asked my dad and he said it would be like if some 18 year old kid came and test rode his bike to buy and and total it the insurance company would have to cover it if its full coverage right? If they even questioned me I could also say I bought the bike for a present for my dad & he insured it but if I crashed it do u think they still would cover it? Hmm


What is the cheapest health insurance that works with bad credit?

What is the cheapest health insurance that works with bad credit?


How much does a 16 year old usually make per month?

If you are working a job 40 hours a week and making 8 dollars per hour how much would you earn in a month deducting taxes and car insurance?


Car insurance question?

So I’ve had the worst luck… Got into 2 pile up car accidents within a month and now my car decides to reverse on its own through heavy Colorado winds and hit a truck in a parking lot while I’m at work…. Question is: is it true farmers insurance will kick me off my policy? Second questions: by how much will my car insurance rise? It’s been 3 claims now within a month or 2 … 2 at my fault. Don’t know if my car rolling on its own would be considered my fault. Thank you. Please no smart remarks.



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Which is the best pet insurance to have?

I’m looking into getting insurance for my 11 month old beagle. I’m between Pets Best Insurance, VPI, and Healthy Paws. I seem to be leaning towards Healthy Paws just for the fact I can go up to a 90% coinsurance, as well as only a $100 deductible for about the same as 80% at Pets best. Any info, comments, or suggestions would be WONDERFUL!


Does car insurance typically cover the car being totaled due to flooding?

I live in the Midwest, where everything is flooding. My husband just called and said that his car was flooded, and is now not running. Does car insurance typically cover this? I know I’ll need to check with our insurance company in the morning, but I’m just curious if that is considered an act of God, therefore covered under a comp. claim. We have full coverage.


Buying Health Insurance..?

I am looking to buy Health Insurance quick questions how can i be sure if my health insurance will cover out of network Physician? Also i am looking to get Blueshield PPO i didnt find it under ehealthinsurance is it under another name?? Thanks!! Also looking to get covered for Dermatologist + vision what should i look for?


Will your insurance rates go up if you hit a car but don’t cause any damage (California)?

Someone rear ended me but no visible damage was done to my car. I’m going to report it to my insurance company but I most likely won’t file a claim. Will the other person’s rates go up even if I don’t file a claim but only report the accident?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


In England, what percentage of wages are taken by tax and national insurance in the lower tax band please?

please can you tell me how much tax, percentage wise is taken from wages in england in the lower tax band and the same for national insurance, what percentage is taken for that and is the national insurance percentage taken after the tax or before. Also, how much do you have to earn in england to go onto the higher tax band please. Hope you can help as this would really help me make my mind up about whether to take a job on or not. Thanks in advance and have a great weekend.


Car Insurance for a 17 year old girl?

How do I get the cheapest car insurance possible. Should the car being insured be expensive (ish) or cheap? Should I wait until after my daughter has passed her test? I appreciate that all insurance for first time drivers is high but would like advice please.


What are the main differences between term-life, whole-life, and universal-life insurance policies?

What are the main differences between term-life, whole-life, and universal-life insurance policies?


How many American do not have health insurance?

How many American do not have health insurance?


Insurance rates for 17 yr olds?

Since insurance rates are ridiculously high for new drivers like me, I was thinking that if my parents could possibly buy a car for me to drive but put it under their name, and have it insured under their name so its cheaper since they’re much older and have a lower insurance rate than I would. But I heard someone said that somehow insurance companies find this out and somehow find a way around this so the tactic i just suggested won’t work. Anybody have any experience with this?


Life Insurance Coverage?

I am 23 years old with Group Life Insurance. I was wondering what is the maximum amount of Life Insurance Coverage I need at this point in my life? I am single, no kids, and I rent an apartment. I have money for college, a car note, a few credit cards. I currently have $400,000 coverage for group life. Is that too much? Will my family not receive all that if something was too happen to me today? Is group life a good way to go? How much coverage should I have?


What is the benefit of having two (2) health insurance??

i want to know what the benefits are of having 2 health insurance? i have nmever gotten insurance covergae frommy work since my husband has a really good health insurance from his work. if i have 2 insurance do i still have to pay copays? with dental coverage for instance, if the primary insurance (the one from my husband) pays 80 percent of the cost, will my second insurance cover the remaining amount? what good will having 2 health insurance do for me. is it even woth getting two?? thanks so much for any input/ information..


Does State Farm home insurance require photos of your property to keep on file?

Does State Farm home insurance require photos of your property to keep on file?


Bodily Injury on Auto Insurance–Exactly how does that work?

My fiance totaled my car a few weeks ago. He has a non-owners policy on his license, but they said I had to see what my insurance company may do first. They said that because he got injured in the accident in my car (broken arm & ankle), that the bodily injury part of my insurance would cover that. My limit per accident is $5,000. There was no other car involved, it was a tree he slid into after a snow storm. I’m having a hard time getting a straight answer from my insurance provider. All they’ve told me is to have him fax his medical bills over & gave me a fax number. How does that work? Will they issue a check for the $5,000 to him? Are they just wanting the bills as proof he was injured? Or will they want to only pay the amount of the bills? And will they want to submit payment to the hospital & doctor’s offices? The thing is, he already has good health insurance, that pays for all of his doctor’s visits, etc. But I’ve heard that there’s still the pain & suffering”. We’re wondering if they’ll be sending him a check or how that works. They never asked if he had any health insurance. I’m wondering if they were to find out

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much will insurace cost me on a 2005 jaguar type s or on a 2006 audi A4?

want to get one of those cars but i want to have a idea of how much it will cost in insurance. i got 1 year with my license or it will go up on my dads name he has like alot of years more then 30 with out accidents or anything. plz any info or if u have one of this cars. give me a idea of how much it will cost me or if u know any website i could find out. thanks. o ya the jaguar is a v6 3.0 and the audi v4 2.0. both leather i will get a bunch of chicks with this cars.


Does car insurance typically cover the car being totaled due to flooding?

I live in the Midwest, where everything is flooding. My husband just called and said that his car was flooded, and is now not running. Does car insurance typically cover this? I know I’ll need to check with our insurance company in the morning, but I’m just curious if that is considered an act of God, therefore covered under a comp. claim. We have full coverage.


Flashings on the house covered by Home Insurance?

Does Flashings on the house covered by Homeowner’s Insurance. I have the whole flashing gone on my house. Is it part of water damage or seperate from the Water damage, Do I need to hire some one to do reinstall the flashing out of my pocket?


Insurance and a newborn??

I am so confused about how my baby (due july 7th..i know im really pushin it)… is going to have insurance right when he is born? I am covered on my moms insurance plan which covers her dependents. But it wont cover my dependents. When i call an insurance company and try to set it up to where the insurance will go into effect the day my son is born, the insurance says they dont do that and to call the day he is born to start the process but the process takes two weeks.. WHAT COVERS HIM THE FIRST 2 WEEKS???? please help =)


How long do points last for no insurance?..?

How long do points last for no insurance?


Best health insurance to take?

i want to take the best health insurance suggest me


How can i find the name of insurance company with the policy number?

I need to find out the name of the insursnce company with the policy number


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