Why did the Affordable Care Act make my insurance unaffordable?

I have a private health plan and a preexisting condition that requires taking daily medication, an annual checkup, and a test every 5 years. Other than that I’m young and in great health. My understanding of the law was that it would increase premiums on people without conditions to pay for people like me that have a preexisting condition. So why did the insurance company send me something saying if I keep my current plan I’ll pay 25% more and that the 2 alternatives are more expensive with lower benefits, plus it said I could lose all kinds of other benefits. I’m going to call the insurance company tomorrow, but before I can call can someone explain the basics so I know something before the call?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


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Can I get a clean slate on my auto insurance?

I know auto insurance is linked to the car not necessarily the driver on the policy (if I lend my car to a friend and he hits another car, it will be charged against my policy because it is my car). My rate is high because Ive had a couple of minor fender benders and it will stay that way for the next few years. I may be moving to another state if I get the job I interviewed for. If I did that, surrendered my old license to get a new license in that state and I sold my car and bought another car (new state, new license and new car), when I bought auto insurance for that car from a different insurance company, would my insurance record/rates still follow me around or could I start with a clean slate? My DMV record is spotless.


How can car insurance be sexist but not other things? Could insurers change more based on race?

Statistics show young men have more accidents so naturally they will pay more for car insurance. IF statistics showed one race got in more accidents or one race had their cars stolen more could insurance companies legally charge more to them? Serious answers only, please.


Motorcycle and atv insurance?

Eventually i plan to get a motorcycle (suzuki hayabusa) and atv (yamaha raptor). What is the average cost of insurance for both of those??


I live in CT but had an auto accident in NY I’m not at fault and I got hurt my cars totaled not theirs what do I do. I only have basic insurance?

I was driving northbound Vehicle 2 southbound but then decided to turn Left right in front of me as I’m going 35 mph no way can I avoid the collision. My cars totaled. I need a rental while I wait. But vehicle 2 insurance hasn’t accepted fault until the investigation is over. Accident was on Friday and today’s Wednesday. I only have basic insurance but NY no fault insurance does roll over to me bc that’s where the accident happen. What do I do & should I do from here? HELP!!!

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

Insurance info?

Can someone, in plain English, explain the different types of life insurance. If possible, give good and bad points of each type or send me to a website to help me with this. I talk to agents and I can’t get over the feeling they are trying to sell me what’s best for their wallet, not my situation.


How much life insurance is sufficient?

my husband just got a raise and we are thinking about raising our life insurance. I have 6 children. what is the best way to estimate how much is enough.


What are some sample average monthly health insurance payments for a 25-year-old male?

If that’s not enough information, make any assumptions necessary.


Why did the Affordable Care Act make my insurance unaffordable?

I have a private health plan and a preexisting condition that requires taking daily medication, an annual checkup, and a test every 5 years. Other than that I’m young and in great health. My understanding of the law was that it would increase premiums on people without conditions to pay for people like me that have a preexisting condition. So why did the insurance company send me something saying if I keep my current plan I’ll pay 25% more and that the 2 alternatives are more expensive with lower benefits, plus it said I could lose all kinds of other benefits. I’m going to call the insurance company tomorrow, but before I can call can someone explain the basics so I know something before the call?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


If on death row can you still have life insurance?

If a man is sentenced to death by the state for committing a crime but he has a life insurance policy before the crime was committed can his family still collect on the insurance after he is dead? Or will the policy be voided by the company even though there may still be a chance the man is innocent?


Does anyone know of a REAL auto insurance comparison site?

…like a European style one where you plug in your info and it gives you live, onscreen $ quotes from various insurers? the ones I’ve tried so far are a waste of time, they ask me for a bunch of info, then at the end just give me links to goto various insurance sites could of done that myself annoying the cr@p out of me… }0/


Insurance Rates?

I’m a 17 year old male and I just got my 1st speeding ticket today and it was a 6 point ticket how much do you think my insurance rate will go up by


What would a $50,000 cadillac cost per month? + insurance?

What would a $50,000 cadillac cost per month? + insurance? im looking into the cadillac sts (sp=47,000 – 78,000) and i want to know the monthly cost.. $275,000 yearly income (get paid yearly).. which is about $23,000 a month combined. take into account teenager insurance which i heard can be brutal and also… would buying this car stretch my finances? i dont want my family to be uncomfortable for just a car. like someone earlier told me 1k a month for my car payment but i want to know the other estimates


18 year old military personal auto insurance price in NY?

hello my name is Joseph and i recently just bought my first car yesterday. I financed through Navy federal bank and purchased a 2011 Mazda 3 I for 11k out the door price including tax. the check will be coming in the mail tuesday and i will need to have insurance to go pick up the car. ive been searching online and calling different insurance agents to get a quote and im looking at paying 400-600 per month for insurance ! here are some of the prices these insurance agents quoted me at. Geico – 500 State Farm – 400 USAA – 600 Progressive – 550 Esurance – 450 im just wondering if this is normal ? i was expecting to pay 200-250 but not 400-600, i am 18 years old. been in the military for 6 months. clean driving record. and have been license at the age of 16 since 03/15/2012 can anyone tell me if this is normal ? and what other car insurance companies are in new york ? thank you for your time.


Do older cars have more expensive insurance?

Such as a 1990 Mazda RX7 FC or a 1993 RX7 FD. I heard the older the car is the more expensive the insurance is. I live in California and thinking of getting one of those two cars for my first car.


SVT Cobra 03 Insurance?

My father has a Mustang Cobra 03. Since I have a permit now, the cobra is all mine. I am wondering how much will I have to pay for insurance? I am sixteen years old (sirousely) .Male. No Violations. A” student. No modifications to the car. Only driving it to school and work. I tried getting qoutes online but they are not availeble for my age. Please give me an Estimate. Help. Plz.”


Hi anyone know a cheap insurance company for a smart pulse (600/700cc) as the ones ive tried are a bit pricey?

i realise that its all down to your postcode-age-driving record, but im 50 clean licence, however live in a poor postcode, however ive been qouted 256 pounds (nearly the same as a motorcaravan i also have) i was going to get a fiat 126 (also 600cc) this was only 80 pounds fully comp…..strange the insurance game do you think? thanks all simon.


Why did the Affordable Care Act make my insurance unaffordable?

I have a private health plan and a preexisting condition that requires taking daily medication, an annual checkup, and a test every 5 years. Other than that I’m young and in great health. My understanding of the law was that it would increase premiums on people without conditions to pay for people like me that have a preexisting condition. So why did the insurance company send me something saying if I keep my current plan I’ll pay 25% more and that the 2 alternatives are more expensive with lower benefits, plus it said I could lose all kinds of other benefits. I’m going to call the insurance company tomorrow, but before I can call can someone explain the basics so I know something before the call?

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


How much is car insurance usually in UK?

I live in London and don’t have a clue about this thing but I just passed my test at 29. I’ve got about £2670 to spend. So half of that will be for a deposit. How much do most people spend on insurance a year and what would be a cheap” price range for me to look for? How much should it be for a month and what is the best insurance company?”


How do I deal with my car insurance company after a crash?

An elderly man stopped in the middle of the street with his car. I couldn’t stop in time not to hit him. So we collided. Now my insurance company refuses to pay for storing the car while their adjustor and the other insurance adjuster come to look at the car. I think it is totalled, but not positive. My apartment building has an ordinance against putting crashed cars in the parking lot. I live in West Los Angeles, which is highly populated, and I will get a ticket if I leave it on the street. It is not driveable. The storage places here cost $100 per day. I don’t know what to do. Is there a car storage facility in West Los Angeles that can charge me a small amount until the adjusters come to look at it?


How much is my car payment and insurance?

Hey, everyone else is asking the same 2 stupid questions, now it’s my turn!


Private Number Plate Do I Have to Notify My Insurance Company????

I have bought private number plates for my car which arrived today and have put them on my car. Do i need to inform my insurance company about this change as someone said today to tell them. If i do what do i need to say to them and will my premium increase? i am worried about this. thanks in advance


Auto Insurance in Ohio?

I’m going to be getting my license soon. Do I need auto insurance if I’ll be driving one of my parents cars that already has insurance, or do I just need it if I have my own car?


Why do people keep comparing health insurance to car insurance?

Liberals justify a Federal Mandate to carry health insurance by comparing it to govt. mandates on car insurance. The Government cannot force anyone to purchase anything. Driving is a choice”


How long of a grace period do you have after buying a car to get insurance???

i just bought a car and i just so hppen to get pulled over….i just bought the car the day before….so i give the cop all the information i had on the car and told him i bought it the day before, but he still gave me a ticket for no insurance and no plates, because the car had paper plates. i was told that i get a 10 day grace period but i don’t know if thats true.


Can I offer a health insurance stipend” to my employees

allowing them find their own insurance plan?”

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


You are 16 years old can you pay your own dental ..insurance?

You are 16 years old can you pay your own dental insurance?


Cost of Owning A Piper Cherokee?

Wondering the cost of owning a piper cherokee 140 or 160. Looking to find a rough estimate annually. I know its hard to say exactly but if there are any Cherokee owners out there, could you please give me some insight on what it cost to own a small airplane like that. Minus of course the initial cost of the aircraft.


I have question about car insurance!!?

ok I live in California northern part so…. I wanto know how much is the car insurance for 16 years old? Is it depends on type of car and the price you got it? I found a car in the internet its 2008 audi rs4 $2000 clean title how much do u think is the car insurance for this car… Thanks for the real answers!!!!


What is the difference between term and whole life insurance?

What is the difference between term and whole life insurance?



BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes

How is it my insurance coverage costs go down, but not my yearly fees?

I’ve only had my license a few years, so only had to pay this a few times, but the first time my car was insured for $15,500. The second time it dropped to $13,500. Yet both times I’m expected to pay $460 for the year. Cheap because I’m going through someone else’s name ’cause it would cost me about $1,800. Why do the coverage costs go down but not the fees?


Why did the Affordable Care Act make my insurance unaffordable?

I have a private health plan and a preexisting condition that requires taking daily medication, an annual checkup, and a test every 5 years. Other than that I’m young and in great health. My understanding of the law was that it would increase premiums on people without conditions to pay for people like me that have a preexisting condition. So why did the insurance company send me something saying if I keep my current plan I’ll pay 25% more and that the 2 alternatives are more expensive with lower benefits, plus it said I could lose all kinds of other benefits. I’m going to call the insurance company tomorrow, but before I can call can someone explain the basics so I know something before the call?


Statefarm locksmith coverages for auto insurance?

how much StateFarm reimburses for locksmith charges. I had to pay $139 for a locksmith to come and open my car. his service charge is 39.99 and $75 for opening car (tax and 10% credit card charge) it totalled to $139. now any of you has any idea how much StateFarm will reimburse me. Do agents play tricks to reimbruse less money. Any suggestions will be highly appreciated. Thank you


Does a judge call to verify insurance card in court in CA?

I just got a ticket for no insurance today in California. I had my expired insurance card but not a current one. The officer asked me if I had insurance, and I told him yes, but I really dont have insurance. I am getting insurance tomorrow, but I need to prove that I had insurance the day of the violation. If I were to get my insurance, and just photoshop the date on the insurance card to an earlier date, would that work? or does the judge or court call to verify that it is valid and was covered that day?? I really want to prove somehow that i had insurance that day. can someone help me? Along with no insurance ticket, I got a speeding ticket in a school zone, so I know Im gonna be paying a crap load of fines. Can’t afford any of it.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Car insurance for another person?

Hey guys, so I’m gonna get a car soon. I turned 18 back in January. My mom is going to buy me a car soon, but only if the insurance isn’t that high. So, seeing as I really want the car I have in mind, I need to know some things about car insurance. My mom has gotten into an accident before also, plus the car in mind is a sports car. A Nissan 350z to be exact. So my question is, can I get insurance for that car even though it’s under her name? I’ve never gotten into an accident before, and plan to get my license soon. Thanks!


Do you have to get car insurance?

I live in England, i am not getting an car yet. I don’t want to pay a lot of money & i am in my teens and i heard it is quite a bit of money for insurance, so i don’t want to pay out loads of money every month. Do i really need it?


Who will write me homeowners insurance in louisiana with a prior dog bite claim?

Thanks to everyone who tells me it is still my fault no matter what! I understand that, after the fact. My problem is where do people like me go to get insurance here in La. to find companies that Will write us? Thought I could go online and find companies that write cases like this without” going through the Whole Story each time and waiting for an answer. Yes I still have a mortgage


Life threatening condition, no medical insurance?

if you’re struck with a sudden, immediately life-threatening condition, like steven johnson’s syndrome, and you don’t have medical insurance, can a hospital turn you away?


Do you and/or your child’s other parent have life insurance?

Oh, and I mean L.I. on the parents, not the children. 🙂


What is the best dog insurance I should get for my new puppy?

I’m picking up my new puppy today and I am looking into insurance. Anyone recommend any? thanks! =)


How do points on licence affect insurance premiums?

I was caught on camera doing 70 mph in a 60 area. Hands up, my stupid mistake, first offence after nearly 40 years driving. I will have to pay any fine imposed but, paying extra for insurance is sort of a doule whammy. No doubt it will cost extra for insurance now but, roughly how much?


Will my auto insurance rates go up if I broke someone else’s left mirror?

Nothing big, my car hit and cracked only the mirror on someone else’s left mirror car. But the thing is I don’t have full insurance coverage, only the basic.


Advantage of auto insurance?

please provide me some information about auto insurance.

BEST ANSWER: Try this site where you can compare quotes from the best companies : Compare free insurance quotes


Learners Permit and Insurance!?

Can I have insurance while having my learners permit? (I currently live in Orlando, FL)


Why did the Affordable Care Act make my insurance unaffordable?

I have a private health plan and a preexisting condition that requires taking daily medication, an annual checkup, and a test every 5 years. Other than that I’m young and in great health. My understanding of the law was that it would increase premiums on people without conditions to pay for people like me that have a preexisting condition. So why did the insurance company send me something saying if I keep my current plan I’ll pay 25% more and that the 2 alternatives are more expensive with lower benefits, plus it said I could lose all kinds of other benefits. I’m going to call the insurance company tomorrow, but before I can call can someone explain the basics so I know something before the call?


How does car insurance work? my mom recently wrecked our car-it cost 2000. we have 25000/500 deductible.?

what do we pay?


Can i transfer moped insurance from one bike to another ?

ive got insurance on my piaggio fly 50cc which expires august this year, i can no longer drive this bike as i accidently got super glue all around the breaks and throttle and it wont budge, im going to maybe buy a new moped today for £300 and was just wondering if i get this do i have to cancel my old insurance and get a new quote and pay all that money again or cani just ring my insurance company and transfer it from my old bike to my new bike? thanks for any help! 🙂


Anyone know of cheap car insurance for my 18 yr son thanks?

Anyone know of cheap car insurance for my 18 yr son thanks?


Wat is the average cost of medical malpractice insurance for the small business in new york, or across the US?

What is the average price of medical malpratice insurance if i want to insure my (small business) office in New York?


What happens if I hit a car & I have no insurance?

I was driving a vehicle from a car dealership I use to work at I hit a parked car, the other vehicle that I hit did not have insurance. & the dealership said they would not pay for anything, I personally do not have insurance at all, I really don’t know how that would work. I really don’t know what could or will happen? I no longer work at this place, yet the case is still being handled. Can anyone please try to help me out, I would greatly appreciate it, & it would also help relive lots of stress that has built up due to this, thank you.


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